Privacy Policy for Kalkulator Pinjaman
Effective Date: June 27, 2026
1. Introduction
Welcome to Kalkulator Pinjaman (hereinafter referred to as "the Application"). The Application is a financial calculation tool focused on providing users with loan estimation, installment calculation, product comparisons, and other practical tools and services. We highly value your privacy and adhere to data security regulations.
Please read this Privacy Policy carefully before using the Application. By installing and using this Application, you acknowledge and agree to the terms of this Privacy Policy.
2. Information Collection and Use
We are committed to protecting your personal privacy. The Application is designed as a simulation and calculation tool that operates without requiring user accounts.
a. Personal Information
We do not intentionally collect, store, or share any personal information that can identify you directly, such as your name, phone number, address, contacts, photos, or financial bank account details. All calculations are processed locally on your device.
b. Non-Personal Information & Device Data
For a better user experience and to optimize the Application performance, we or third-party SDKs integrated into the Application may collect certain non-personal information, including:
• Device details (device model, operating system version, screen resolution).
• Log information and crash reports (to diagnose app stability).
• Advertising identifiers (such as Google Advertising ID) to display relevant advertisements.
3. Third-Party Services and SDKs
The Application integrates third-party services that may collect information used to identify you. These third-party providers handle data in accordance with their respective privacy policies:
• Google Play Services: To facilitate application updates and framework integrity.
• Google AdMob (Google Mobile Ads): To display advertising banners and interstitials within the Application. Google AdMob may use device advertising identifiers and cookies to serve personalized ads.
For more information, please refer to their privacy policies:
• Google Privacy Policy: https://policies.google.com/privacy
• Google AdMob Privacy: https://support.google.com/admob/answer/6128543
4. Data Security and User Rights
We implement industry-standard security measures to safeguard non-personal information collected. Your device data and preferences are saved locally on your device and will be cleared if you clear the Application cache or uninstall it.
You have the following rights regarding your information:
• Right to refuse: You can opt-out of personalized advertising through your device's Google settings (Opt out of Ads Personalization).
• Right to know: You have the right to know how your data is processed, as outlined transparently in this policy.
5. Children's Privacy
The Application is not intended for children under the age of 13, and we do not knowingly collect personal information from children under 13. If you are a parent or guardian and discover that your child has used this app, you can resolve this by clearing the App data on the device or uninstalling the Application.
6. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We advise you to review this page periodically for any changes. Any changes are effective immediately upon posting.
7. Contact Us
If you have any questions, suggestions, or concerns regarding this Privacy Policy, please feel free to contact us:
Email address: rizkippputra@gmail.com
We will respond to your inquiry as soon as possible.