Joshi SpendWise
Last Updated: June 25, 2026
Joshi SpendWise ("App", "we", "our") is a personal finance management application designed to help you track your income, expenses, and budgets. We are committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your data.
1. Information We Collect
1.1 Information You Provide
• Transaction details such as title, amount, category, date, and notes
• Budget goals and financial targets you set within the app
• Income and expense records you manually enter
1.2 Automatically Collected Information
• App version and device type (for crash reporting and compatibility)
• General usage statistics to improve app performance
• Error logs to diagnose and fix technical issues
2. How We Use Your Information
We use the collected information solely to:
• Provide and display your financial data within the app
• Generate analytics, charts, and budget insights for your personal use
• Improve the app's functionality and user experience
• Fix bugs and ensure the app runs smoothly
3. Data Storage & Security
Your financial data is stored locally on your device. We do not upload or sync your personal transaction data to any external server or cloud service without your explicit consent.
We implement industry-standard security practices to protect your data from unauthorized access. However, no method of electronic storage is 100% secure, and we cannot guarantee absolute security.
4. Data Sharing
We do not sell, trade, rent, or otherwise transfer your personal financial information to any third party. Your data is yours and yours alone.
We may share anonymized, aggregated data (not linked to any individual) for research or analytics purposes.
6. Children's Privacy
Joshi SpendWise is not intended for use by children under the age of 13. We do not knowingly collect personal data from children. If you believe a child has provided us with information, please contact us immediately.
7. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be reflected with an updated "Last Updated" date at the top of this document. We encourage you to review this policy periodically.
8. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:
App: Joshi SpendWise
Email: vikas126t@gmail.com