PROFILE

Ju-Fang is an Associate Professor of Statistics at the College of Business in National Taipei University. She is also the Director of the Fintech and Green Finance Center at the College. She received her Bachelor's degree in Mathematics and Ph.D. in Finance from National Taiwan University. Due to her educational background and professional training, her research interests span theoretical and empirical studies in Corporate Finance, Derivatives, and Banking. Her most recent research involves innovative applications of Machine Learning to study FinTech-related issues.

EDUCATION

Ph.D. in Department of Finance, College of Management,

National Taiwan University, Taipei, Taiwan, 2013

Dissertation: Financial Flexibility and the Puzzle of Capital Structure

M.A. in Department of Finance, College of Management,

National Taiwan University, Taipei, Taiwan, 2007

B.S. in Department of Mathematics, College of Science,

National Taiwan University, Taipei, Taiwan, 2005

PUBLICATIONS

• “CEO overconfidence and financial crisis: Evidence from bank lending and leverage,” with Po-Hsin Ho, Chia-Wei Huang, and Chih-Yung Lin, Journal of Financial Economics 120, 194–209, 2016.

  • Press citation: Harvard Law School Forum on Corporate Governance and Financial Regulation, June 15, 2016, “CEO Overconfidence and Financial Crisis” (the website is https://corpgov.law.harvard.edu/2016/06/15/ceo-overconfidence-and-financial-crisis/)

• “CEO overconfidence and bank loan contracting” with Yehning Chen, Po-Hsin Ho, and Chih-Yung Lin, Journal of Corporate Finance 64, October 2020.

• “The effect of the political connections of government bank CEOs on bank performance during the financial crisis” with Hung-Kun Chen, Yin-Chi Liao, and Chih-Yung Lin, Journal of Financial Stability 36, 130–143, 2018.

• “Founding family firm and bank loan contracts,” with Yan-Shing Chen, Ying-Chen Huang, and Chih-Yung Lin, Journal of Financial Services Research 48, 53–82, 2015.

• “Pricing discrete path-dependent options under jump-diffusion models,” with Cheng-Der Fuh and Sheng-Feng Luo, Journal of Banking & Finance 37, 2702–2713, 2013. 

• “Market Timing and Share Repurchase: A Regression Discontinuity Approach” with Yen-Cheng Chang and Yu-Siang Su, accepted at Empirical Economics Letters, 2021.

• “On the determinant of bank loan contracts: The roles of borrowers’ ownership and board structures,” with Yan-Shing Chen and Chih-Yung Lin, Quarterly Review of Economics and Finance 54, 500–512, 2014.

• “Firm age, idiosyncratic risk, and long-run SEO under- performance,” with Po-Hsin Ho, Chia-Wei Huang, and Chih-Yung Lin, International Review of Economics & Finance 34, 246–266, 2014.

• “Why do firms allow their CEOs to join trade associations?” with Yan-Shing Chen, Chih-Yung Lin, and Chung-Hua Shen, International Review of Economics & Finance 32, 47–61, 2014.