📜 PRIVACY POLICY – INO KharchaDiary

Last Updated: January 2026

INO KharchaDiary ("we", "our", "app") respects your privacy. This app is built to help users manage personal expenses securely without collecting personal information.

1️⃣ Information We Collect

INO KharchaDiary does not collect:

• Name
  
  

• Email address
  
  

• Phone number
  
  

• Location data
  
  

• Contacts
  
  

• Photos or media
  
  

• Bank or financial account details
  
  

All expense data you enter (amount, category, note, date) is stored locally on your device only.

2️⃣ How Your Data is Used

Your data is used only inside the app for:

• Saving expense records
  
  

• Showing monthly spending charts
  
  

• Organizing expenses by category
  
  

Your information is not sent to any server.

3️⃣ Data Storage

All data is stored on your device’s local storage.
If you uninstall the app, stored data may be permanently removed.

4️⃣Old Data Deletion

INO KharchaDiary gives users control over their stored records.

The app includes a manual option where users can choose to delete old expenses using the feature:

“Expenses older than 2 years will be deleted.”

This action happens only when the user selects it and removes entries older than two years. Recent data remains unaffected.

5️⃣ Data Sharing

We do not:

• Sell user data
  
  

• Share data with third parties
  
  

• Upload data to cloud servers
  
  

Your financial records remain private on your device.

6️⃣ Internet Usage

Internet access may be used only for:

• Opening the Privacy Policy link
  
  

• Future app improvements
  
  

No expense data is transmitted.

7️⃣ Children's Privacy

This app is not intended for children under 13. We do not knowingly collect information from children.

8️⃣ Changes to This Policy

We may update this Privacy Policy if app features change. Updates will be reflected here.

9️⃣ Contact Us

For privacy-related questions:

Email: laxmidevi.stp.2022@gmail.com