PRIVACY POLICY
Last updated: June 14, 2026
Application: HiramKo Loan Calculator PH
Developer: Any and Company
Contact Email: hobbits_types_87@icloud.com
General Provisions
This Privacy Policy describes how the mobile application HiramKo Loan Calculator PH (hereinafter referred to as the “Application”) handles user information.
We are committed to ensuring an appropriate level of data protection in accordance with Google Play Developer Program Policies and applicable laws.
Data Collection and Use
The Application does not collect, store, or process users’ personal data.
We do not require account registration and do not request information that can directly identify an individual, such as name, address, phone number, or identification documents.
Purpose of the Application
HiramKo Loan Calculator PH is an informational application that helps users estimate loan payments, compare financial offers, and access information about financial products.
The Application is not a lender and does not directly provide loans or credit services.
Third-Party Services and Links
The Application may contain links to third-party websites, financial institutions, or service providers.
If a user chooses to visit a third-party website or submit information through such services, all data processing is governed by the privacy policy of the respective provider.
Any and Company does not control and is not responsible for the privacy practices of third-party websites or services.
Use of Analytics Services
To improve performance and user experience, the Application may use analytics services such as Google Analytics, Firebase Analytics, or similar tools.
These services may collect anonymous technical information, including:
Device type
Operating system version
Application version
General usage statistics
Diagnostic and performance data
This information does not directly identify individual users.
Access to Device Features
The Application may request access to:
Internet access for loading content and updates
Notifications for service information and updates
The Application does not request access to contacts, photos, videos, microphone, or precise location unless explicitly required by a specific feature or third-party service chosen by the user.
Security
We implement reasonable technical and organizational measures designed to protect information and maintain application security.
Any communication with online services may be protected using industry-standard SSL/TLS encryption protocols.
Children's Privacy
The Application is intended only for users who are at least 18 years old.
We do not knowingly collect information from children. If we become aware that a child has provided information through a third-party service, appropriate measures will be taken in accordance with applicable laws.
User Rights
Users have the right to:
Receive information about data processing practices
Contact the developer regarding privacy-related questions
Stop using the Application at any time
Contact third-party service providers directly regarding their personal data
Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
Any revised version will be published on the current Privacy Policy page together with the updated revision date.
Contact Information
For any questions regarding this Privacy Policy or data protection matters, please contact:
Developer: Any and Company
Email: hobbits_types_87@icloud.com
Application Name: HiramKo Loan Calculator PH
Package/Slug: hiramko.finance.app