The most important thing to do prior to looking at real estate is to get pre-approved from a Mortgage Specialist. A pre-approval does two things. The most important thing is that it provides you with an accurate purchase budget of what you can afford. The second thing it does is secure you with an interest rate for up to four months, so if interest rates rise over those four months - you're protected.
If your current mortgage is up for renewal, you’ve come to the right place. As a Mortgage Agent serving Ontario, a common question that home owners often want to know when renewing their mortgage is how their mortgage conditions and interest rates will change for the new term.
Unsatisfied with the conditions and interest rate of your current mortgage? Allow me to guide you through the different lender products that we have available for you. Securing home owners with the lowest rate on their mortgage is my top priority.
Investing in real estate is without a doubt one of the best investments you could ever make. The cost to rent in Ontario has increased drastically over the past few years so for real estate investors who invest in rental properties, that means more money in their pockets. If you are interested in investing in real estate give me a call today and I can guide you through the investment stages.
A HELOC is a revolving type of secured loan in which you can access a maximum amount of money against your property for an agreed period of time. This type of loan can come in handy if you ever need to consolidate debt or require funds for home renovations or even your child's education.
A personal loan allows you to borrow a fixed amount of money and agree to pay it back over a period of time. It is usually unsecured, meaning that you do not have to put up any collateral in order to borrow the money. This type of loan can be beneficial for anyone who needs to borrow funds but prefers to pay it back in small sums, rather than paying the whole amount at once.
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