Privacy Policy
This Privacy Policy ssa finserv private limited (“Privacy Policy”) sets out the collection, use and disclosure of information collected by you on the Platform. This Privacy Policy only applies to personal information collected by the Platform. This Privacy Policy does not apply to information collected by the Company in other ways, including information collected offline. Please read this Privacy Policy carefully. By continuing to use the Services or accessing the Platform, you agree to this Privacy Policy. If you do not agree to this Privacy Policy, you may not use these services.
Access to the Platform is subject to the terms and conditions (Terms) accessible on the Platform and capitalized terms used but not defined in this Privacy Policy shall have the same meaning ascribed to them in the Terms.
INTRODUCTION
We, ssa finserv private limited (Company; We; us; our) have developed a mobile application called Go Cash(Application/ App) through which you may apply for a short term loan (Loan) to be granted by various non-banking financial company OR Banks (Lender), based on the loan agreement executed between you and LENDER. LENDER has appointed and authorized us to collect, store, authenticate, verify and distribute the Personal Information (defined below) as may be required by LENDER to sanction the Loan. The Personal Information shall be collected through the mobile application form (Mobile Application Form) available on the Application.
We are committed to protect your privacy and have made this Privacy Policy to describe the procedures we adhere to for collecting, using, and disclosing the Personal Information. We recommend you to read this Privacy Policy carefully so that you understand our approach towards the use of your Personal Information.
PERSONAL INFORMATION COLLECTED
Contacts : By sharing contact info it helps building a better profile of the User by our credit risk assessment algorithms .
Location : Location information is captured at the time of login and is a useful parameter to determine the last location.
SMS : Financial and Banking applications interact with their customers via SMS and SMS and this activity is used to understand your financial ability to repay our loans.
Phone call logs : Number of calls made and received by the customer is indicative of the phone usage of the user and helps in building a better profile of the user by our credit risk assessment algorithms.
Geo
You understand that, by creating an account, we will be able to identify you by your Go Cash profile.
However, we will not be liable under any circumstance for the generation of your profile or the information you provide therein.
Go Cash will also not be liable for the photographs and data that the Users might upload, the use and misuse thereof.
We will ask for your bank account details only for the Service. All the information that you shall provide us is voluntary, including sensitive personal information.
You understand that Go Cash may use certain information of yours, which has been designated as ‘sensitive personal data or information’ under the IT Rules for the purpose of providing you the services and for sharing the information only with affiliates who are subject to this Privacy Policy, as will be explained further below.
Security Information
We maintain administrative, technical and physical safeguards designed to protect the security, confidentiality and integrity of your personal information. We store all the customer data on cloud servers to reduce the risks of loss, misuse, unauthorized access, disclosure and alteration. Some of the safeguards we use are firewalls, SSL data encryption and access authorization controls.
However, you understand and accept no data transmission over the Internet can be guaranteed to be completely secure. We cannot ensure or warrant the security of any information that you transmit to us and you do so at your own risk. Data pilferage due to unauthorized hacking, virus attacks, technical is possible and we take no liabilities or responsibilities for it.
Privacy Policies of Third Party Websites
This Privacy Policy only addresses the use and disclosure of information we collect from you. Other websites/apps that may be accessible through Go Cash have their own privacy policies and data collection, use and disclosure practices. If you link to any such website, we urge you to review such website′s privacy policy. We are not responsible for the policies or practices of third parties.
We will share all information we collect from you, including the personal information with any third party if we in good faith believe it is required for the purposes of our compliance with any applicable law, regulation, legal process or enforceable governmental request/ action or any manner required for the purposes of protecting our rights or interests.
These third party websites and advertisers or internet advertising companies working on our behalf, sometimes use technology to send or serve data that appear on Go Cash. They automatically receive your IP address when that happens. They may also use cookies, JavaScript, web beacons and other technologies to measure the effectiveness of their advertisements and to personalize advertising content.
Please be advised that we do not have access to or control over cookies or other features that they may use, and the information practices of these advertisers and third party websites are not covered by this Privacy Policy.
Therefore, we are not responsible for the information or content they may contain, nor are we responsible for the privacy practices employed therein. Please contact them directly for more information about their privacy policies.
Service Providers
We may employ third-party companies and individuals due to the following reasons:
To assess User’s credit risk;
To facilitate our Service;
To provide the Service on our behalf;
To perform Service-related services; or
To assist us in analyzing how our Service is used.
Following third-party services are used by the app:
Credit bureaus (CIBIL, CRIF, Equifax, Experian)
Aadhaar Bridge
InstaMojo
NSDL
Children’s Privacy
These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.
Contact Us
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at: gocash2023@gmail.com