Hi, I am an economist with a Ph.D. from the Economics Department at the University of Wisconsin-Madison, specializing in Industrial Organization, Empirical Microeconomics, and Banking.  

I will join the Financial Stability and Macroprudential Policy Department at Banco de España as a Research Economist in September 2026.

During the summer of 2026, I am collaborating with the DeCenter initiative at Princeton University on research related to decentralized markets.

My research lies at the intersection of industrial organization and finance. I study how market structure and regulation shape competition in the banking industry. In my job market paper, I analyze how banks set deposit interest rates based on deposit insurance status and how this segmentation affects the transmission of monetary policy.

Explore my research and CV for more details, or email labradorbada@wisc.edu to get in touch!