Effective Date: 2026/01/07
Fundra (“we”, “our”, or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how information is collected, used, stored, and protected when you use the Fundra mobile application and related services (collectively, the “Service”).
By accessing or using Fundra, you agree to the terms described in this Privacy Policy.
We collect information only when it is necessary to provide our services and improve user experience.
We may collect personal information you voluntarily provide, including:
⦁ Full name
⦁ Contact details (such as phone number or email address)
⦁ Government-issued identification information (where applicable)
This information is used for identity verification, account management, and service eligibility assessment.
To ensure platform security and prevent misuse, we may collect limited device-related information, including:
⦁ Device model and manufacturer
⦁ Operating system version
⦁ Application version
⦁ Device identifiers used for security purposes
This information is used solely for security protection, fraud prevention, and system stability.
With your explicit consent, Fundra may access financial-related SMS messages stored on your device solely for local analysis purposes.
⦁ Transaction notifications
⦁ Income and expense notifications
Purpose and Use of Information
Fundra uses authorized SMS information to support personal financial insights and credit-related analysis. This information is used to identify general income and spending activity from transaction-related messages that contain commonly used financial terms.
The data is processed only to generate high-level summaries for financial analysis. Full SMS content is not stored or transmitted.
Local Processing & Data Protection
⦁ All SMS analysis is performed entirely on your device.
⦁ Fundra does not upload, store, or retain full SMS content.
⦁ Only non-identifiable, structured summaries (e.g., transaction count and amounts) are generated locally.
SMS permission is optional and can be revoked at any time through system settings.
We may collect approximate location information (such as city or region level) to:
⦁ Confirm service availability
⦁ Support regional compliance and risk assessment
We do not collect precise location data or perform continuous location tracking.
Collected information is used for the following purposes:
⦁ Providing and maintaining app functionality
⦁ Performing financial and credit-related analysis
to generate general financial insights and credit-related reference indicators, based on user-provided and authorized data.
⦁ Enhancing account security and preventing fraud
⦁ Improving product features and user experience
⦁ Complying with applicable laws and regulations
All information is transmitted through encrypted channels (such as HTTPS) and stored on secure servers(fundrapro.com)with appropriate technical and organizational safeguards.
We take reasonable measures to protect your data against unauthorized access, disclosure, alteration, or destruction.
Fundra does not sell, rent, or trade your personal information.
Information may be disclosed only:
⦁ When required by law, regulation, or legal process
⦁ To comply with lawful requests from authorities
⦁ To protect the rights, safety, or integrity of users and the platform
Any disclosure is limited to the minimum necessary scope.
You have full control over app permissions and may grant or revoke them through your device settings. Granting permissions is voluntary, and some features may be unavailable if certain permissions are not enabled.
You also have the right to access, update, or delete your personal information at any time. You may delete your account and related data directly within the app via Profile → Delete Account. Once the deletion process is completed, personal data associated with your account will be permanently removed from our systems, except where retention is required by law.
Personal information is retained only for as long as necessary to fulfill the purposes described in this Privacy Policy or as required by law.
When no longer needed, data is securely deleted or anonymized.
Fundra is not intended for individuals under the age of 18.
We do not knowingly collect personal information from minors.
This Privacy Policy may be updated from time to time. Changes will be reflected with a revised effective date. Continued use of Fundra constitutes acceptance of the updated policy.
If you have any questions or concerns regarding this Privacy Policy, please contact us:
Email:help@fundrapro.com