Everything that you need to know to use our products effectively
Everything that you need to know to use our products effectively
Finance Journal – Privacy Policy
Privacy policy
Last updated: 18 October 2026
Finance Journal: Money Manager ("the app") is made by Prakash Purohit. This policy explains what data the app uses and how. In short: your financial data stays on your phone, and we never sell it.
1. Your data stays on your phone
Your entries, budgets, IOUs, settings and personal details are stored on your device. We do not run servers that receive this data, so we can't see it.
2. What we don't do
• No account or sign-up is required.
• No ads, ad tracking or advertising IDs.
• No selling or sharing of your data with other companies.
• No access to your location, camera or microphone.
• The app does not read your SMS.
3. Contacts
When you add an IOU, you can choose a friend from your phone's contacts. Only the contact you pick (name and phone number) is saved, on your phone, so you can send them a reminder. We never upload your contact list.
4. Google Drive backup (optional)
If you turn on Google Drive backup, the app signs in with your Google account and saves a backup file in a private app folder of your own Google Drive (it uses Google's limited "app data" permission and can't see your other Drive files). The backup contains your app data, including names and phone numbers of IOU contacts. You can protect backups with a password; locked backups are encrypted with AES-256 and the password is never stored. You can delete the backup anytime from Google Drive.
5. Bank statements
Statement PDFs you import are processed only on your phone and are not uploaded. A statement password is used only to open that file and is not saved.
6. Purchases
Premium is billed by Google Play; we never see your card or payment details. To check whether Premium is active, the app uses RevenueCat, a subscription service, which receives your purchase history and a random app user ID. This is used only to unlock Premium.
7. Notifications
Reminders and budget alerts are created on your device.
8. App updates
The app checks Expo's update service for improvements. The request contains only technical details such as app version and platform, never your financial data.
9. Data security
All data sent over the internet (backups, purchase checks, updates) is encrypted in transit (HTTPS).
10. Deleting your data
Uninstalling the app, or clearing its storage in Android settings, permanently deletes all data on your phone. To delete a Drive backup, open Google Drive → Settings → Manage apps → Finance Journal → Delete hidden app data. For any other request, email us and we'll help.
11. This website (financejournal.in)
The website has no account or forms. If you click Sure, have one on the cookie banner, the site loads the Meta (Facebook) Pixel, which tells Meta that you visited and whether you tapped "Get it on Google Play". We use this only to measure and improve our ads. If you choose Nah, cookies are costly, the Pixel is never loaded. You can change your choice anytime via "Cookie settings" at the bottom of every page. Meta's own use of this data is covered by Meta's privacy policy (https://www.facebook.com/privacy/policy/). Nothing from the app is ever sent to Meta.
12. Children
The app is intended for adults and is not directed at children under 13.
13. Changes
If this policy changes, we'll post the new version on this page with a new date.
14. Contact
Questions or requests: byprakashpurohit@gmail.com (byprakashpurohit@gmail.com)