Seminar Series

2023 - 2024

Speaker: Ibolya Schindele (Central European University).

Title: “More Data, More Credit? Information Sharing and Bank Credit  to Households”.

joint with T. Briglevics (Central Bank of Hungary), A. Karapetyan (ESSEC), and S. Ongena (U of Zurich)

Date: Thursday, June 27th at 12h30 (Paris Time).

Abstract: We exploit a nationwide introduction of mandatory disclosure of borrowers’ total credit exposures and show that sharing such information increases credit access independent of borrowers’ history. Differentiating between borrowers applying to competitor banks and those reapplying to their current banks, as well as between borrowers with and without default history, we find an overall increase in credit access measured by both loan application acceptance and credit amount. While credit access increases, default rates decrease, generating an increase in aggregate welfare. 

Here is a link to the speaker’s and the FEELab website:

https://people.ceu.edu/ibolya_schindele

https://sites.google.com/view/feelabtbs/

You are cordially invited to participate in the following seminar of the FEELab, which will take place in Room 101, Bosco building.

For more information, please contact: Pierre Mella-Barral p.mella-barral@tbs-education.fr