Effective date: October 20, 2026
Family Ledger: Document Wallet helps you organise family documents, identity records, bank details, secure PINs and passwords, and personal money records.
This Privacy Policy explains how Family Ledger handles information when you use the Android application. Family Ledger is designed as a local-first app: the records you enter are stored on your device and are not sent to us by the app.
You may choose to enter information such as:
family member names and optional personal details;
document titles, numbers, owners, dates, notes and attachments;
property, vehicle, health, insurance, school, college and work records;
income and expense records; and
bank details, ATM PINs, UPI PINs, passwords and secure notes.
This information is saved locally in the app's private storage. We do not sell it, rent it, or use it for advertising.
When you attach a document, Family Ledger uses Android's file picker so you can choose a file. The app stores the selected file locally for your records. Family Ledger does not upload the attachment to a server.
ATM & PINs and bank credential secrets are encrypted locally using Android Keystore-backed AES-GCM encryption. The app does not display these values until you choose to reveal them after device unlock. No security method can guarantee absolute protection, so keep your device and screen lock secure.
Family Ledger may request notification permission if you enable reminders. File access is requested only through Android's document picker when you choose an attachment.
If you choose “Import bank transactions from SMS” in the Money section, Family Ledger first explains the feature and then asks Android for SMS permission. If you grant it, the app scans SMS inbox messages on your device to identify clear bank credit and debit alerts. This scan runs locally on your device; message text and sender details are not uploaded or saved. Messages that cannot be confidently identified are ignored.
The app shows detected transaction details for your review. Only after you choose Import are the transaction amount, date, credit or debit direction, a short description, and any detected masked account suffix saved to your local ledger. You can decline permission and continue adding transactions manually, or revoke SMS permission in Android Settings at any time.
You may choose to export a local backup to a location selected through Android's file picker. Ordinary exported backups include your ledger records and selected attachments. ATM & PINs and bank credential secrets are excluded from these backups. If you intentionally share a file or backup with another app, that app's privacy policy applies.
You can delete records and attachments from inside the app. Uninstalling Family Ledger removes its local app data according to Android's normal uninstall process. Copies that you exported or shared may remain in the location or app where you saved them.
Family Ledger is not directed to children. It is intended for adults and families who manage their own records.
We may update this policy when the app's features or data practices change. The effective date at the top of this page will be updated when a new version is published.
If you have a privacy question, contact us at abhijeetbhaagat1146@gmail.com
Family Ledger: Document Wallet · Local-first family records