Privacy Policy – Expense Tracker

Last updated date: 16/02/2026

Expense Tracker respects your privacy. This Privacy Policy explains how we collect, use, and protect your information.

1. Information We Access

SMS Access

The app requests permission to read and receive SMS messages (READ_SMS, RECEIVE_SMS) strictly for the purpose of:

• Detecting debit transaction messages

• Automatically extracting expense details

• Displaying instant transaction popups
  
  

We only process SMS messages related to financial transactions.
We do not access personal conversations unrelated to expenses.

Notifications

The app requests notification permission (POST_NOTIFICATIONS) to alert you when a debit transaction is detected.

Storage Access

The app allows importing and exporting expense data as CSV files.
Storage access is used only for:

• Exporting your expense data

• Importing previously exported files

2. How Your Data Is Used

• Expense data is processed locally on your device no internet access needed.

• We do not sell, rent, or share your data with third parties.

• We do not use your SMS data for advertising or analytics.
  
  

3. Data Storage

• All expense data is stored locally on your device.

• We do not store your data on external servers.

• You can delete your data anytime from within the app.

4. Data Sharing

We do not share your personal data with any third parties.

5. User Control

You can:

• Revoke SMS or notification permissions anytime from device settings.

• Delete your stored data at any time.

• Uninstall the app to remove all locally stored data.
  
  

6. Children’s Privacy

This app is not intended for children under 13 years of age.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be reflected with a revised effective date.

8. Contact Us

If you have any questions regarding this Privacy Policy, contact us at:

dhruv.goyal.267@gmail.com