Privacy Policy — EMI & Loan Calculator BD
Effective Date: October 3, 2026
App Name: EMI & Loan Calculator BD
1. Introduction
EMI & Loan Calculator BD respects your privacy. This Privacy Policy explains how the app handles information when you use its loan calculator, EMI calculator, and related financial calculation features.
The app is designed to help users in Bangladesh estimate monthly loan installments, interest, total repayment, and other loan-related amounts. Core calculations can be performed offline without creating an account.
2. Information We Collect
EMI & Loan Calculator BD does not require you to provide personal information such as your name, email address, phone number, or account credentials to use its core features.
The loan amounts, interest rates, repayment periods, and other values you enter are used to perform calculations.
Calculation history, saved calculations, preferences, and language settings may be stored locally on your device, depending on the features you use.
We do not operate a personal financial data collection server for these calculator inputs.
3. Financial Information
The app allows you to enter financial values, including loan amounts, interest rates, monthly installments, and repayment periods.
These values are used to calculate estimated loan payments and related results. They are not submitted to our own servers for processing.
If you choose to share a calculation, the information you select will be shared through the Android sharing feature with the app or recipient you choose.
Please avoid sharing financial information with recipients you do not trust.
4. Advertising and Third-Party Services
The app may use Google AdMob to display advertisements.
AdMob and its associated services may collect or process certain information, such as device identifiers, IP address, advertising data, app interactions, diagnostic information, and other information, as described in Google's applicable privacy documentation and settings.
This information may be used for advertising delivery, ad measurement, fraud prevention, and related purposes. The information processed may depend on your device settings, consent choices, and the advertising services used.
Google processes information under its own policies.
Google Privacy Policy:
https://policies.google.com/privacy
Google AdMob information:
https://support.google.com/admob/
5. Offline Functionality
The app's core financial calculations work offline. An internet connection may be required for advertising and other network-dependent services.
Your ability to use the core calculator does not require registration or an online account.
6. Data Storage and Retention
Calculator history, saved calculations, and app preferences may be stored locally on your device.
We do not maintain a separate server containing your calculator history.
Locally stored information generally remains on your device until you delete it, clear the app's data, or uninstall the app. Exact behavior may depend on your device and Android settings.
Information processed by third-party advertising services is subject to the applicable third party's retention policies.
7. Data Sharing
We do not sell your personal information.
We do not send your calculator inputs to our own servers for financial analysis or processing.
Information may be processed by third-party service providers, including Google AdMob, as necessary to provide advertising and related services. Information may also be shared when you explicitly choose to share a calculation through your device.
Third-party data processing is governed by the relevant providers' privacy policies.
8. Permissions
The app requests only permissions necessary for its implemented features and third-party services.
Core calculator functions do not require access to your contacts, location, microphone, camera, or personal files.
Any permissions required by advertising or other integrated services will be determined by the actual app implementation.
9. Children's Privacy
EMI & Loan Calculator BD is a general-purpose financial calculator and is not specifically designed to collect personal information from children.
We do not knowingly collect personal information from children through our own servers. Advertising services may apply their own age-related policies and safeguards.
If you believe that personal information has been collected inappropriately, please contact us using the details provided below.
10. Data Security
We take reasonable steps to keep the app's data handling limited to its intended functions.
Locally stored information is subject to the security of your device and Android operating system. No method of electronic storage or transmission can be guaranteed to be completely secure.
11. Your Choices
You can manage locally stored information by using available in-app options, clearing the app's data through Android settings, or uninstalling the app.
You can manage relevant advertising and privacy preferences through your device settings and the controls provided by Google, where available.
12. Changes to This Privacy Policy
We may update this Privacy Policy when the app's features, advertising services, or legal requirements change.
Any updated version will be published at the privacy policy URL associated with the app. Please review this page periodically.
13. Contact Us
If you have questions about this Privacy Policy or the app's privacy practices, contact us at:
Email: rizwanalicbc@gmail.com
Disclaimer: EMI & Loan Calculator BD provides estimates for informational purposes only. Actual loan installments, interest rates, fees, and repayment terms may differ from the calculated results. The app is not a bank, lender, or financial advisor.