This Privacy Policy explains how the "EMI Calculator – Loan Planner" mobile application ("the App", "we", "us", or "our") handles information when you use it.
1. ABOUT THE APP
EMI Calculator – Loan Planner is an informational calculator tool. It helps you estimate loan EMI (Equated Monthly Installment), interest, and repayment schedules. The App does not provide, offer, broker, or facilitate any loans, credit, or financial services, and we are not a lender or financial institution. All calculations are estimates for educational purposes only.
2. INFORMATION WE COLLECT
The App works without requiring you to create an account or provide personal information such as your name, email, or phone number. The values you enter (loan amount, interest rate, tenure) are processed on your device and are not transmitted to or stored by us.
Information collected automatically by third-party services: The App may display ads and use analytics from third parties (e.g., Google AdMob, Google Play Services), which may collect:
- Device information (model, OS version)
- Advertising identifiers (e.g., Google Advertising ID)
- App usage and interaction data
- Approximate (non-precise) location from IP address, used by ad providers
3. HOW INFORMATION IS USED
- Display ads (personalized or non-personalized)
- Measure ad performance and app usage
- Maintain and improve app functionality
We do not sell your personal information.
4. THIRD-PARTY SERVICES
- Google AdMob – https://policies.google.com/privacy
- Google Play Services – https://policies.google.com/privacy
5. ADVERTISING
The App may show ads via Google AdMob, which may use advertising identifiers for personalized ads. You can opt out or reset your advertising ID in device settings (Settings > Google > Ads on Android).
6. CHILDREN'S PRIVACY
The App is not directed to children under 13 (or the minimum age in your country). We do not knowingly collect personal information from children.
7. DATA SECURITY
We take reasonable measures to protect information, but no method of transmission or storage is completely secure.
8. YOUR CHOICES
- Reset or limit your advertising identifier in device settings.
- Uninstall the App at any time to stop data collection by it.
9. CHANGES TO THIS POLICY
We may update this policy; changes are posted here with a new "Last updated" date.
10. CONTACT US
Email: karanukdev@gmail.com
This policy is a general template and does not constitute legal advice.