Download My Star Health Policy

Network Hospitals are those that work in agreement with Star Health Insurance. They entitle the policyholder to avail quality health care with cashless treatment for both planned and emergency hospitalisation. So why worry about out-of-pocket expenses when you can avail cashless treatment?

Good health drives the growth of the nation. Hence, we extend our services by offering affordable Insurance Policies, Wellness Programs, Teleconsultations, a growing network of hospitals, etc. A simple buying process and fast in-house claim settlements make us unique.

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Registered Office: No 1, New Tank Street, Valluvarkottam High Road, Nungambakkam, Chennai 600034

Toll Free Number -1800-425-2255 / 1800-102-4477 | Corporate Customers - 044 43664666

Star Health and Allied Insurance Co Ltd, IRDAI licensed stand-alone health insurer, hereby makes it clear to customers and would be customers and those visiting this website, run officially by this company for its benefit and the interest of its stakeholders, that there could be websites or entities running duplicate sites and offering for sale products belonging to this company. The customers are warned to make enquiries and be satisfied before they close any transaction. This company does not hold itself responsible for any transactions the customers may enter into with entities misrepresenting themselves on behalf of Star Health and Allied Insurance Co Ltd. This insurer is ready and willing to clarify any doubts that may arise to customers to be satisfied with the authenticity of the website and entity engaged with by them so that they can enter into transactions only of the genuine kind to better protect their interests. This Important Disclaimer may kindly be read and noted for the benefit of all stakeholders, particularly, customers of the insurance company.

Spending for your health is not an expense but an investment. With ever-increasing health risks, Medical Insurance has become essential for everyone, irrespective of age. By keeping this in mind, we offer the best mediclaim plans to safeguard you and your family from financial troubles and help you never compromise on your health.

Add on Cover: Get the limits of your base policy enhanced with an affordable premium

Modern Treatment: Expenses are covered up to the Sum Insured of the Base policy if there is an admissible claim under the base policy

Claim Guard: Get cover for non-medical items if there is an admissible claim under your base policy

Health Check-Up Discount: 10% premium discount is available if listed health check-up reports are submitted at the inception of the policy and subject to the findings in the submitted report

Special Cover: A unique policy designed for people diagnosed with Autism Spectrum Disorder

Medical Screening: Pre-insurance screening is not required to avail this policy

Modern Treatment: Expenses for Modern Treatments are covered up to specified limits

Unique Policy: Designed to provide cover for Persons with Disability or/and Individuals with HIV/AIDS

AYUSH Cover: Hospitalisation expenses towards AYUSH treatment are covered up to 50% of the Sum Insured

Pre-insurance Screening: Pre-Policy Medical check-up is not required to avail this policy

Enhanced Cover: Get enhanced coverage limits of your base policy at an affordable premium

Non-medical Items Cover: Get coverage for non-medical items if there is an admissible claim under your policy

Ayush Treatment: Get cover for AYUSH treatments up to the Sum Insured of the base policy

Pre-insurance Screening: Pre-insurance screening is not required to avail this policy

Automatic Restoration: 100% of the Sum Insured is restored once in a policy period

AYUSH Treatment: Hospitalisation expenses towards AYUSH treatments are covered

Health Insurance is a shield that protects you and your family from financial instability during health emergencies. Against the common misconception that Medical Insurance is only for the elderly or people with health risks, its necessity is indispensable for everyone. A Health Insurance plan offers peace of mind in times of hospitalisation by taking care of your medical bills.

Most Medical Insurance Policies cover Pre-existing Diseases. Any medical conditions or ailments from which the policyholder is already suffering before opting for the Medical Insurance Policy is referred as Pre-existing Disease.

The rising health complications are linked to the current lifestyle and environmental pollution. This necessitates the importance of being secured with a mediclaim plan, which can shield yourself and your family from financial troubles.

The cost of health care has multiplied over the years. It is not wise to solely depend on your savings to cover your medical needs. With the best Health Insurance, you do not have to worry about medical expenses to avail quality treatment.

Like the hospitalisation cover, it is important that the transportation expenses of the person to the hospital are taken care of during health emergencies. It implies the necessity of a Medical Insurance plan which covers ambulance charges.

Having a periodic health check-up helps you prevent various health problems. Besides providing cover for incurred medical expenses, Health Insurance Policies also facilitate annual health check-up that helps keep your health on track.

Health Insurance has become essential for everyone irrespective of age. The benefits of the medical insurance policies differ based on their types. Choose the policy that suits your needs by knowing about their types.

Buying a mediclaim policy is one of the best investments you ever make. But how to choose a plan that best fits your needs? Knowing the inclusions and exclusions help you choose the best medical insurance plan. Here are some ways that will guide you through the process.

In addition to premiums, you can also claim tax deductions for expenses incurred towards preventive health check-ups as well. Under Section 80D of the Income Tax Act, 1961, you can claim Income Tax deductions up to Rs. 5,000/-.

Getting a Health Insurance Policy online can save you money. Most Health Insurance companies offer a discount on premiums for first-time online purchases of the policy. In addition, it also saves your time and effort as you can purchase the best mediclaim policy in just a few clicks.

You can get the quote for the mediclaim policy online. All you have to do is select a Health Insurance plan and enter information such as age, health condition, etc. It allows you to compare premiums, coverage and exclusions based on your age and health factors.

Star Health Insurance Policies or mediclaim plans will cover all 24-hour in-patient hospitalisations due to illness, accidents and daycare treatments/procedures. All related pre-hospitalisation and post-hospitalisation expenses are payable up to the specified days mentioned in the policy clause.

Star Health Insurance plans provide more flexible benefits when the policyholder buys a mediclaim policy and goes through certain hardships. For instance, when the sum insured gets exhausted, additional coverage is provided without any extra premium. This is where benefits like Automatic Restoration of the basic Sum Insured, Super Restoration of the basic Sum Insured and Road Traffic Accident (RTA) on the sum insured come into place.

The insured can avail of non-hospitalisation expenses covered with most of our mediclaim Health Insurance Policies. Those include expenses, dental treatments, annual health check-ups, out-patient care treatments, diagnostics, consultations, etc.

Health issues increase with a sedentary lifestyle and advancement in age to a larger population. The current pandemic situation has underlined the need for Health Insurance more than ever before. All our policies provide coverage for COVID-19, on the purchase of a Health Insurance plan by a healthy individual/family, if diagnosed with COVID-19 and require hospitalisation. Covid-19 treatments are covered with some waiting period as mentioned in the policy clauses.

Diabetes is among one of the most common disorders with a huge number of 50.9 million people, driving India to the second position of the most affected country in the world, says Diabetes Foundation of India in a recent survey. A sedentary lifestyle, usage of tobacco, and unhealthy food habits are the factors that stand foremost leading to diabetes, according to WHO. e24fc04721