Me and my 3 friends just completed all the heists and we do not want to do them again for the time being. I own a office and ceo and your friends get payed garbage for that. Is the biker or gun runner dlc better for friends? Or is there a better way to make money with friends?

Zelle should only be used to send money to friends, family or others you trust.

 We recommend that you do not use Zelle to send money to those you do not know. Transfers require enrollment in the service with a U.S. checking or savings account and must be made from an eligible Bank of America consumer or business deposit account. Transactions between enrolled users typically occur in minutes and transactions between enrolled consumers do not typically incur transaction fees. We will send you an email alert with transaction details after you send money using Zelle. Dollar and frequency limits apply. See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for further details. Data connection required. Message and data rates may apply. Neither Bank of America nor Zelle offers a protection program for any authorized payments made with Zelle. Regular account fees apply.


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Tired of your boring job? Wish you could find a way to earn a living while spending your days with people you actually like? You can. All you have to do is look to your friends. Check out these seven ways to make cash with your buddies. (See also: Should You Talk to Friends About Money?)

I like the idea of making money with friends; however, many of these suggestions seem to be ripe for disaster if you ask me. For example, becoming business partners with anyone especially friends usually ends up a bad idea. One person works harder than the other and begins to feel disgruntled about it, etc.

Pooling money for investing follows the same dangerous road. I'd avoid that if possible. Maybe you could have investing brainstorming sessions with friends to discuss what each person is researching/buying and to keep each other motivated. But, keep your money separate!!!!

This is such a fun post! The best way to make money is to do it with friends! Combining your money together to start up a company requires teamwork but it can really benefit you if you do it the right way!

These are really funny ideas! The only one I would be skeptical about would be starting a business, sometimes you work really well with friends and other times it falls through and can change the dynamic of a friendship.

I also agree with Ree Klein, investing with friends impose a lot of risk that can potentially ruin friendship. I have this experience where I recommended my friend's business to another a client. It went well at first, but as we were about to cross the finish line, my friend screwed up which led to broken promises and mediocre results.

You can lend money at interest, provided that the interest rate falls within the appropriate legal guidelines. Most states have usury laws that limit the maximum amount of interest that a lender can charge. In addition, you should also consider the Applicable Funds Rate prescribed by the Internal Revenue Service (IRS). Interest rates lower than this amount may be considered a gift and can incur a taxable event.

The first time that you use Apple Cash, you have 7 days to accept the money that you've been sent. After you accept the terms and conditions, payments are automatically accepted and added to your Apple Cash card. You might be asked to verify your identity.

When someone sends you money, it's securely received and kept in Apple Cash. You can use the money right away2 to send to someone, spend with Apple Pay, or transfer the money to your bank account or eligible debit card.

Apple Cash person-to-person payments are like any other private transaction between two people, so only send and receive money with people you know. If you have questions or concerns about a transaction, please contact us.

Whether you're an independent contractor filing an invoice, friends splitting the check or a family looking to divide up household expenses, electronic payments have become the norm for paying for almost anything in a fast, secure way simply by picking up your smartphone.

Ahead, CNBC Select reviewed the best five apps for sending money to friends, family and even some small businesses. (Read our methodology for more information on how we choose the best money-sending apps.)

Free to download the app; $0 to make purchases using a bank account or your PayPal balance; $0 to transfer money to friends and family; 2.9% + $0.30 transaction fee to pay business/contractor invoices

The best money transfer apps are free to download, but costs vary depending on how you use them. Most services offer free bank transfers at a standard speed of 1 to 3 business days, but charge fees if you want to pay with a credit card and/or speed up the delivery to your bank account. International money transfers vary based on the country's exchange rates and bank fees, but you may still be able to choose a standard or economy delivery versus a more expensive express delivery. Be sure to check fees before assuming that all money transfers are free.

Money apps are arguably safer than cash since most require you to create an account with a password and two-factor login methods (such as sending verification codes) to verify your identity and the person you are sending money to.

Likewise, using a money app is safer than writing a check because it will not expose your bank account number and routing number to the person who receives it. By signing up for a money transfer app, you are, in essence, making it possible for anyone to send you a digital payment without viewing any of your secure account information, just your user ID or email address/phone number. And unlike cash, digital payments cannot be lost.

Because digital money apps allow you to send money to anyone with an account, the one caveat is that it can be easy to send money to the wrong person if you're not careful. Some apps offer additional protections, like QR-code scanning, text or email verification, unique user IDs and profile pictures to ensure the right person is on the receiving end of your payment.

To determine the best money-sending apps, CNBC Select analyzed over a dozen options offered by the top companies in this market and narrowed down our ranking by only including apps that meet the following criteria:

Hi, please help, i have been scammed, seller told me to send money as friend and the product he is selling is not as described. He knows this and wont return my money.. What can i do? I hate this feeling, please help me get my money back..

I understand how this can be frustrating. Personal payments are intended for sending a gift, splitting a lunch bill, paying your share of the living expenses, and everyday exchanges of money between friends and family. This payment option should not be used as a method of payment for purchases of items or services. For more information about the Terms and Conditions of this policy, you should review the "Terms of use" section, accessible from the "Legal agreements" link at the bottom of any PayPal page.


My problem is a bit different. I send some money to a friend of mine who I owed money to in Sweden. He has refunded the money because it was still USD. I have never recieved the refunded money. It shows that he has refunded the money.

Many people turn to friends and family for loans when buying a large asset or starting up a business. Lending to family and friends is a high-risk undertaking with little to gain for the lender beyond the satisfaction that comes with helping someone you know. When it comes to lending money, even to family and friends, one common refrain you will hear again and again is "get it in writing." There are good reasons to get a loan agreement, sometimes called a Promissory Note, in writing, but you may have other questions about lending money to people you know. Here are a few common questions and answers about lending money to family and friends.

Yes, it is. It is legal to lend money, and when you do, the debt becomes the borrower's legal obligation to repay. For smaller loans, you can take legal action against your borrower if they do not pay by taking them to small claims court. This may seem harsh, but it's important to understand up front. A loan between loved ones has the same legal weight as a bank loan.

If you are lending money to a friend or family member, you may want to get the details in writing and signed by all parties in case there's a conflict or misunderstanding. If all you have is a verbal understanding and a handshake, that may not be enough to prove the details of your agreement. A signed, written contract is far better than a handshake.

Yes, you can, but the tax ramifications can be tricky and complicated. You would have made interest on the money if you had kept it in an interest-bearing account, and that's one good reason to charge interest. However, casual lenders could unwittingly cause themselves tax headaches down the road if they don't structure their loans wisely, get all of the details in writing, and have the written agreement signed. You may want to ask a lawyer for help if you'd like to set up a loan agreement with interest.

If losing this amount of money would cause serious financial harm to you, then you may well decide to say so and avoid making the loan. If you do move forward, you may want to make sure you set terms in a written and signed Promissory Note.

You can use a legally binding and easy to fill out Loan Agreement, or a Promissory Note, to capture the details of your loan. Of course, it is easier, and emotionally gentler, to have a spoken promise between friends, but the trouble comes when one or both of the parties cannot recall the terms a year or two in the future. A written agreement avoids an uncomfortable debate later. If a problem arises, the agreement may have a solution that has already been agreed to in advance. There are different types of personal loan agreements, so it may be worthwhile to review your options, or ask a lawyer for help figuring out which agreement to use. 17dc91bb1f

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