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Develops an educational and awareness program to foster better understanding of faster payments and confidence among providers and users, ultimately driving adoption and transaction volumes, toward the industry goal of ubiquity.

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Works with existing fraud sharing forums to identify enhancements that will make processes more efficient and effective, with an aim towards fostering better user experiences, bolstering confidence and trust in faster payments.

Have an active voice in creating the future of faster payments by joining the U.S. Faster Payments Council! Membership is open to any organization with a stake in the U.S. payment system. FPC members enjoy safe forums for dialogue, participate on committees and work groups, and have access to FPC work products. Voting members may also run for a seat on the FPC Board of Directors.

Accurate stories rarely reached more than 1,000 people, yet the most prominent false-news items routinely reached between 1,000 and 100,000 people. Political news, in particular, spread more than three times faster than tweets about terrorism, natural disasters, science, urban legends or financial information.

The faster warming rate in the Arctic compared to the globe as a whole is nowadays considered a robust fact. The phenomenon, called Arctic or polar amplification (AA), can be seen in both instrumental observations1,2,3 and climate models4 as well as in paleoclimate proxy records5.

During the last decade, multiple factors have been proposed to explain the potential causes of AA: enhanced oceanic heating and ice-albedo feedback due diminishing sea ice6,7,8,9, Planck feedback10, lapse-rate feedback11, near-surface air temperature inversion12, cloud feedback13, ocean heat transport14 and meridional atmospheric moisture transport15,16,17. Furthermore, the reduced air pollution in Europe may have contributed to the Arctic warming during the last decades18,19, and possible reductions of Asian aerosols under a strong mitigation policy may increase the future AA20. In climate models, it has been shown21 that AA occurs rapidly in response to external forcings due to atmospheric lapse rate feedback, with sea ice-related feedbacks becoming more important later on. A recent study22 reported a stronger future AA in a low than a high-emission scenario due to the faster melting of sea ice and weaker ice-albedo feedback.

When the temperature trends shown in Fig. 1b are divided by the multi-dataset global mean temperature trend at each grid-point, we get the spatial map of 43-year local Arctic amplification (AA43), or simply local amplification when calculated for areas south of the Arctic circle (Fig. 1c). Values higher than one indicate that those regions are warming faster than the global average, while values below one correspondingly indicate a slower warming. The AA43 maps for individual observational datasets are provided in the Supplementary Fig. S3.

By considering the seasonality of AA (Fig. 5), we see that AA is the strongest in the late autumn (November) and the weakest in the warm season (July). This is consistent in both CMIP6 models and the observations, and in line with the earlier study conducted with ERA-Interim reanalysis data and CMIP5 models8. Thus, over the past 43 years, the October-December months in the Arctic have warmed five times faster than the globe, while the warming ratio is close to two in June-August (Fig. 5). The stronger AA in late autumn arises from the newly opened water areas that act to enhance upwelling longwave radiation and turbulent fluxes of sensible and latent heat from the sea into the atmosphere8.

This pilot is being implemented to deliver faster travel times to Downtown Manhattan for South Brooklyn commuters. This will make the ferry more time-competitive with bus, subway, and other local transit options during the morning commute.

Moreover, the scholars found, the spread of false information is essentially not due to bots that are programmed to disseminate inaccurate stories. Instead, false news speeds faster around Twitter due to people retweeting inaccurate news items.

The new residence certificate will allow investors to submit their withholding tax refund request digitally, making the reclaim process faster and smoother. Only one digital tax residence certificate will be needed to reclaim several refunds during a calendar year, avoiding the issuance of multiple certificates of residence in case of an investor with a diversified portfolio in the EU.

As the Earth moved out of ice ages over the past million years, the global temperature rose a total of 4 to 7 degrees Celsius over about 5,000 years. In the past century alone, the temperature has climbed 0.7 degrees Celsius, roughly ten times faster than the average rate of ice-age-recovery warming.

Models predict that Earth will warm between 2 and 6 degrees Celsius in the next century. When global warming has happened at various times in the past two million years, it has taken the planet about 5,000 years to warm 5 degrees. The predicted rate of warming for the next century is at least 20 times faster. This rate of change is extremely unusual.

The results were clear no matter the language. For English, speech recognition was three times faster than typing, and the error rate was 20.4 percent lower. In Mandarin Chinese, speech was 2.8 times faster, with an error rate 63.4 percent lower than typing.

The trio argue that the data speak against the rise of the internet as a major cause of political polarization because all nine countries have seen a pronounced rise in internet use, but not all of them have seen a rise in polarization. The conclusion is consistent with other studies they have conducted, including one in 2018 that cast doubt on the hypothesized role of the web in the 2016 U.S. presidential election and another in 2017 that concluded greater internet use among Americans is not associated with faster growth in polarization.

The study discovered that contrary to common belief, the Scotian Shelf and Slope Water region have recently been warming much faster than the Gulf of Maine. This implies that the probable cause of the faster warming in the most recent decade was caused by a substantial and rapid change in the Gulf Stream region.

The number of people enrolled in Medicare has increased steadily in recent years, and along with it, Medicare spending. In particular, enrollment in Medicare Advantage, the private plan alternative to traditional Medicare, has more than doubled over the last decade. Notably, Medicare spending is higher and growing faster per person for beneficiaries in Medicare Advantage than in traditional Medicare. As enrollment in Medicare Advantage continues to grow, these trends have important implications for total Medicare spending, and costs incurred by beneficiaries. In its 2022 budget, the Biden Administration expressed support for reforming payments to private plans as part of efforts to extend the solvency of the Medicare Hospital Insurance (HI) Trust Fund and improve affordability for beneficiaries.

Medicare spending is projected to grow faster for Medicare Advantage enrollees than traditional Medicare beneficiaries. Spending per person in Medicare Advantage is projected to grow 5.3 percent a year on average between 2021 and 2029, an amount which is similar across plan types (based on KFF analysis of data from the 2020 Medicare Trustees Report). The projected growth in Medicare Advantage spending per person is somewhat higher than the 4.4 percent average annual growth projected for beneficiaries in traditional Medicare (see Methodology for details on data and methods).

It is also possible that the faster expected increase in spending per person in Medicare Advantage compared to traditional Medicare through 2029 is due in part to an assumption that sicker and higher cost beneficiaries, such as those dually eligible for Medicare and Medicaid, will enroll in Medicare Advantage at a higher rate than in traditional Medicare. For example, the number of Medicare Advantage enrollees in special needs plans (SNPs), which included just over half of all dually eligible beneficiaries in Medicare Advantage in 2019, is expected to increase slightly by 2029. However, the change is relatively small, and even if it represents only half of the total increase in Medicare Advantage enrollment by dually eligible beneficiaries, it suggests the projected increase in spending per Medicare Advantage enrollee is being driven by other factors, such as Medicare Advantage payment methodology. Additionally, starting in 2021, all Medicare beneficiaries with end-stage renal disease (ESRD) are eligible to enroll in a Medicare Advantage plan. Though beneficiaries with ESRD have substantially higher costs than the average Medicare beneficiary, they represent less than 1 percent of all Medicare beneficiaries, and so increased enrollment by beneficiaries with ESRD is likely to explain a relatively small portion of the growth in per-person spending in Medicare Advantage.

Even with the reduction in aggregate spending under this scenario where Medicare Advantage payments are reduced by 2 percent per year, projected Medicare spending per Medicare Advantage enrollee would still be higher and grow faster than projected spending per person in traditional Medicare. MedPAC expects implementing changes to the benchmark policy that result in a 2 percent reduction in payments in a given year would have only a modest effect on access to plans with lower cost sharing and reduced Part B and D premiums. For example, in their simulations, the vast majority (over 95 percent) of Medicare beneficiaries would continue to have access to Medicare Advantage plans that offer reduced cost sharing and Part B and/or D premium reductions. The number of plan sponsors and plan choices would vary across geographic areas, as they do under current policy, but would be somewhat reduced. In the quartile of counties with the lowest traditional Medicare spending per person, MedPAC estimates an average of 5 plan sponsors would offer 12 different plans (compared to 6 plans sponsors who offered 22 different plans in 2020). In the quartile of counties with the highest spending per person in traditional Medicare, an average of 8 plan sponsors would offer 22 different Medicare Advantage plans (compared to the same number of sponsors who offered 27 plans in 2020). 006ab0faaa