Dimuthu Ratnadiwakara

Assistant Professor of Finance

E. J. Ourso College of Business, Louisiana State University

Phone: 832-807-5534 | Email: dratnadiwakara2@lsu.edu

Education: PhD in Finance (2019) , Bauer College of Business, University of Houston

Research Interests: Corporate Finance, Household Finance, Real Estate, and Economics of Climate Change

Twitter | SSRN | Github | RPubs


1. Do sunk costs affect prices in the housing market? (with Vijay Yerramilli), Management Science (forthcoming)

2. Flooded Social Connections, The Quarterly Journal of Finance (forthcoming)

3. Collateral Value and Strategic Default: Evidence from Auto Loans, Journal of Financial Services Research (2021)

4. Do Areas Affected by Flood Disasters Attract Lower-Income and Less Creditworthy Homeowners? (with Buvaneshwaran Venugopal), Journal of Housing Research (2020)

5. Deductible Choice in Flood Insurance: Who Chooses the Maximum? (with Timothy Dombrowski, Kelley Pace, and Carlos Slawson), Journal of Housing Research (2020)

6. Demographic, jurisdictional, and spatial effects on social distancing in the United States during the COVID-19 pandemic (with Rajesh Narayanan, James Nordlund, and Kelley Pace), PLOS One (2020)

Working Papers

1. Invisible Primes: Fintech Lending with Alternative Data (with Marco Di Maggio and Don Carmichael) [SSRN]

2. The Enduring Effects of Interest Rates at Mortgage Origination (with Don Carmichael and Kevin Roshak) [ SSRN]

- Boulder Summer Conference 2018 (Poster Session), FMA 2017, IBEFA Summer Meeting 2017- Semifinalist for best paper in the financial institutions category at the 2017 FMA meeting

3. Climate Risk Perceptions and Demand for Flood Insurance (with Buvaneshwaran Venugopal) [ SSRN ]

- CEAR/MRIC Behavioral Insurance Workshop 2019, MFA 2020, UAB Personal Finance Symposium 2020, FMA 2020, WEAI 2020, UEA 2020, AEA 2021(Poster Session)

4. Effect of Bank Mergers on the Price and Availability of Mortgage Credit (with Vijay Yerramilli) [ SSRN ]


Financial Analytics (FIN4820) - Undergraduate -[course home page]

Introduction to Fintech (FIN4910) - Undergraduate - [course home page]

Empirical Methods (FIN7750) - PhD

Seminar and Conference Presentations

* coauthor, ** scheduled

2021: American Economic Association (Poster), Behavioural Finance Working Group 2021, Asian Bureau of Finance and Economic Research 8th Annual Conference 2021*, CEPR Household Finance Seminar Series, World Finance Conference, Louisiana State University, 15th North American Meeting of the Urban Economics Association, Financial Management Association, University of Houston*, The University of Texas at El Paso*, Wilfrid Laurier University*

2020: Midwest Finance Association 2020 Annual Meeting, UAB Personal Finance Symposium 2020, Urban Economic Association 2020, 2020 Boulder Summer Conference on Consumer Financial Decision Making (Poster), Louisiana State University, Tulane University, Financial Management Association 2020 Annual Meeting**, Western Economic Association Annual Conference 2020, UZH Young Researcher Workshop on Climate Finance, University of Houston*

2019: SFS Cavalcade 2019, AREUEA 2019 Annual Meetings, AFA Ph.D. Poster Session 2019, American Economic Association 2019 (Poster Session), Midwest Finance Association 2019 Annual Meeting, Financial Management Association 2019 Annual Meeting, University of Houston, CEAR/MRIC Behavioral Insurance Workshop 2019, University of Central Florida*

2018: Midwest Finance Association 2018 Annual Meeting, Financial Management Association 2018 Annual Meeting, FMA Doctoral Student Consortium 2018, Louisiana State University, University of Sydney, Cornerstone Research, Boulder Summer Conference 2018 (Poster Session), ARES 2018, University of Houston

2017: FMA 2017, IBEFA Summer Meeting 2017*, SWFA 2017, University of Houston