CV

Working Papers

- ESG Shifts in Lending and the Cost of Bank Loans 

• Awards: SWFA Best Paper in Financial Institutions 

• Presentations: Indonesian FMA International Conference (2025), Joint Conference with the Allied Korea Finance Associations (2025), FMA (2024), MIT GCFP 8th Annual Conference – Financial Policy and the Environment, MFA (2022), EFA (2022), SWFA (2022), World Finance & Banking Symposium (2021), 4th Conference on CSR, the Economy and Financial Markets, Yonsei University (2023), Indiana University (2021)

- What Does ESG Investing Mean and Does It Matter Yet? (with Abed El Karim Farroukh and Jarrad Harford) 

• Presentations: CICF (2024), 4th Boca-ECGI Corporate Finance and Governance Conference, 36th Australasian Finance and Banking Conference, 18th Annual Conference on Asia-Pacific Financial Markets, University of Oklahoma (2023), Indiana University (2022), University of Washington (2020)

• Media: Columbia Law School Blue Sky Blog

- When Sustainability Is Selected, Not Induced: Bank Incentives and the Credibility of SLLs (with Kai Du and Jarrad Harford)

• Awards: FMA Best Paper in Financial Intermediation & Markets (Semi-finalist)

• Presentations: APAD (2024), MFA (2024), EFA (2024), 36th Australasian Finance and Banking Conference, UMass Boston–EM Normandie Conference on Corporate Social Responsibility (2023), NFA (2023), FMA (2023), CICF (2023), University of Washington Finance PhD Alumni Conference (2022), Indiana University (2022), Public Company Accounting Oversight Board (2021)

• Revise and Resubmit, Review of Finance

Published Papers

- Liquidity and Credit Risk Before and After the Global Financial Crisis: Evidence from the Korean Corporate Bond Market (with Baeho Kim)

• Pacific-Basin Finance Journal 2015, 33, 38-61

• Based on Master's thesis at Korea University

Education

University of Washington, Michael G. Foster School of Business, Ph.D. in Finance (2021)