Home Loan and LAP Products

LOAN AMT : *20 Lakhs TO 1.5 CR. 

GEO LIMIT : 50 KM Surrounding Area From Surat Bardoli Navsari and also do in Gram Panchayat Property also. 

PRODUCTS

@ PD Based 

@ CASH FLOW (LIP)

@ BANK SALARIED 

PROPERTY :-

1-RESIDENT /self/ranted /vacant 

2-COMMERCIAL /self /ranted

3-Mix USE PROPERTY 

4- Multiple tenant Property (future rent income consider for loan eligibility )

5-SHOP PURCHASE

We also do WITHOUT PLAN in all segments.

Funding to Diamond profiles 

RATE AND PF GRID

ROI : 9.80% TO 11%* in home loan 

11.50% to 13% in LAP products 

PF : 1% TO 1.5%

TENURE : 20 YEARS

SM Name: Surendra Pradhan

Policy briefing of (LAP)

Loan Against Property...

Loan Amount 25 lakhs to 25 Cr.

Attractive ROI Depending on Profile

✓Residential Property /plot / Under construction property

✓Commercial Property /plot / Under construction property

✓Industrial Factory / plot purchase / Under construction property

✓Funding for purchasing industrial factory / commercial Shops.

Locations

Surat,Ankleshwar,Bharuch, Vapi,Silvassa,Valsad, Baroda, Ahemdabad.

(All locations GIDC We can do it )

Policies & Surrogate

1) Cash Profit

2) Low LTV

3) Average Banking Program (ABB)

4) Mortgage Takeover Program(BT)

5)CA Assessment Programs (LIP)

6) Gross turn over / GST

7) Pre LRD programme

* Lease Rental Discounting scheme for builder and Diamond Profile 

LTV 

1)ResidentialProperty:-70%-75%

2) Commercial Property60%-65%

3) Industrial & Warehouse occupied 60%

4) Residential plot 50% Commercial and industrial plot : 40%

Sales Manager: Archana Desai

Product : Home Loan, LAP,( LAP SOPR)

HOME LOAN 

ROI : 11.50 % to 16%

Login Fee only 2360/-

 Product - Home Loan 

* Builder purchase

* Seller BT 

* Resale purchase

* BT- Top Up case

•  Plot+Construction case

 Profile 

* Bank salaried 

* Cheque salaried

* Partnership form salaried

 SENP Profile 

* NIP profile

* Road side business

* 2 ITR & without ITR profile 

( Gram panchayat G+4 Floor ) For Normal income

 LAP LOGIN FEE ONLY - 5900/-

 LAP ROI : 16% to 19%

 Tickets size : 5lac to 50lac

HL LTV : Up to *80%

  LAP LTV - 55%

Authority : SMC , SUDA, Nagar Niyojak, Gram panchayat, 

We are doing BT + Top up to 65% LTV

Sales Manager

Nayan Patel*

📱 9081318572

Hello Team,

We are doing prime LAP/ Mortgage loan.

▫️ Loan amount : minimum 25 Lakh to maximum 2.5crore.

▫️ROI 10.50%*

▫️ Residential, commercial.

No financial documents needed for commercial purchase cases up to 25 lacs

▫️ Income eligibility programs.

👉Normal income. 

👉Average bank balance. Banking program.

We can club upto 5 bank accounts to get eligibility under banking surrogate

Savings/ca account can be clubbed

👉LIP Program 

👉Decision with 4 days after login

👉Low LTV. LTV 40%

👉 Special income calculation program for Doctors, CA,CS.

▫️ Taking call in Income and LTV.

👉 Best DSA  payout 

SM: Vivek Parekh | Location Manager

Only prime LAP above 50 L

👌We can do Seller BT case

👍We can consider income upto 125% FOIR in SENP profile

👌We can do upto 25 year Tenor for more loan amount eligibility

👍 We can do Industrial/Commercial Purchase (Fully construction)case with 25 year Tenor 

👌We can do upto 80 % LTV on BT case (Resident/Commercial/Industrial) 

👌 We can fund on Specialist Property likes Hotel / School / Hospital / Godown

👍We can do Drop Line Overdraft (100 %DOD)

👌We can fund on Open Plot of Commercial/Industrial/ Residents)

Many more product variant available

 ☝ If doubt/query, please call/Message to us🤝

SM - Hitesh Shiroya

|| 𝐈𝐧𝐝𝐮𝐬𝐢𝐧𝐝 𝐁𝐚𝐧𝐤 𝐇𝐨𝐦𝐞 𝐋𝐨𝐚𝐧 ||🏠  Key Features:

➡️ Home 𝐋𝐨𝐚𝐧 Upto 𝐭𝐨 ₹ 𝟏𝟎𝐜𝐫

➡️ Loan 𝐓𝐞𝐧𝐮𝐫𝐞 𝐮𝐩 𝐭𝐨 𝟑𝟎𝐲𝐫𝐬*

➡️ 𝐑ate 𝐎f 𝐈nterest  starting from 8.60%*

➡️ Flat Processing Fees: 

- Salaried / Sep : ₹ 5 K + GST 

- SENP - ₹10K + GST

➡️ Range of 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 & Loan Amount offering :

#𝐕𝐚𝐧𝐢𝐥la - Upto ₹10 Cr

#𝐁𝐚𝐧𝐤𝐢𝐧𝐠 𝐒𝐮𝐫𝐫𝐨𝐠𝐚𝐭𝐞 -Upto ₹ 5𝐜𝐫

#𝐆𝐫𝐨𝐬𝐬 𝐓𝐮𝐫𝐧𝐨𝐯𝐞𝐫- Upto ₹ 5𝐜𝐫

#𝐆𝐒𝐓 𝐩𝐫𝐨𝐠𝐫𝐚𝐦𝐦𝐞-Upto ₹ 3𝐜𝐫

#𝐑𝐓𝐑 -Upto ₹ 𝟑𝐜𝐫

#𝐋𝐈𝐏- Upto ₹ 𝟕𝟓𝐥𝐚𝐜𝐬

# 𝐁𝐓 +𝐓𝐨𝐩𝐮𝐩 -𝐔𝐩 𝐭𝐨 𝟑𝟎% 𝐨𝐧 𝐬𝐚𝐦𝐞  HL 𝐑𝐎𝐈

** T&C apply. All loans at sole discretion of Indusind Bank Ltd. 

**All loan Rates are linked with REPO &  ROI will be subject to CIBIL, Loan amount & CM Profile.

For more details please contact us. 

ASM: Amit Joshi

🏘"NORMAL HOME LOAN"🏘

      Special Rate Scheme

BANK SALARIED With PF Cut in salary slip

👉🏻ROI START 9.25% 

( AS PER CIBIL SCORE )

*BANK SALARIED 

SALARY Slip in WITHOUT FP* ( bank salary proprietor salary Partnership salary )

ROI 9.85% TO 10.10% 

PF 1% to 1.50%

---------------------------------------

SELF EMPLOYED PROFILE

👉🏻ROI  START 9.25% 

( AS PER CIBIL SCORE ) 

----------------------------------------

CASH SALARIED 11.50 %

WITHOUT ITR 12.25% 

-----------------------------------------

We also doing GHB, MIG, LIG, EWS, Suda Awas, Nagar Niyojan,

Special Terms & Codition

LTV 90% SALARIED

LTV 80% SENP

Process Fess 0.5%

Login PF Only 999 + GST

Speedy Process

* Sanction in Just 3 days*

Very Easy Documentation

DSA VERTICAL 

 FOR MORE INFO. CONTACT 

JATIN PARNERIA *

SALES Manager

Micro & Small  LAP and HL - BT- TOPUP

We are funding Self Employed /Salaried/Govt/Prvt  as following:-

Property- SORP/SOCP/MIXED USE/RRP/RCP etc.

All Municipal Approved and Gram Panchayat -

-Gadar channel property also doing

HL - BT -ROI

10.50% and TOPUP- 11.50%

Micro and SMALL LAP ROI

11% to 13.50%

Basic Features

Assessment base Up to 15 lakh

Without plan bungalow 3 years ,

Flat 5 years 

Accept kacha pakka bill 

Without ITR up to 25 lakh

Funding - Upto 50 Lakh

Programs-Income/Banking/NIP/PD Base

Tenure - 15 years

PF -1.5% +GST

IMD -3540/-adjustable at Disbursement,(non  refundable)

LTV - Upto 65 to 70%

CIBil -651 and Above

Sales Manager: Pavan Trivedi

LOAN AMT : *5 LAKH *. *1CR*

GEO LIMIT : 55 KM SURROUNDING FROM Surat Bardoli Navsari VYARA 

*PRODUCTS  :- No Business proof required* 

(1 ) PD Based 

(2)CASH FLOW (LIP)

(3) BANK SALARIED 

4) Without ITR 25 lakh                         

5) Without N A up to 25 lakh                          

*PROPERTY :-

1-RESIDENT /self/ranted /vacant 

2-COMMERCIAL /self /ranted

3-INDUSTRIAL/self /ranted 

4-RESIDENT / INDUSTRIAL PLOT/ 

5-Mix USE PROPERTY 

6-SHOP PURCHASE (Gram pnchayat also) 

8-GRAM PUNCHAYAT  PROPERTY *Akarni* property 

WITHOUT PLAN

Also Funding to builders 

RATE AND PF GRID :-

ROI : 12% TO 14% 

PF : 1.25% TO 1.75%

TENURE : 10 YEAR

SUCH ATTRACTIVE DSA PAYUOT ALSO 

*Shriram Housing Finance LIMITED 

( Affordable LAP )** 

LOAN AMT : *5 LAKH *. *1CR*

GEO LIMIT : 55 KM SURROUNDING FROM Surat Bardoli Navsari VYARA 

*PRODUCTS  :- No Business proof required* 

(1 ) PD Based 

(2)CASH FLOW (LIP)

(3) BANK SALARIED 

4) Without ITR 25 lakh                         

5) Without N A up to 25 lakh

PROPERTY :-

1-RESIDENT /self/ranted /vacant 

2-COMMERCIAL /self /ranted

3-INDUSTRIAL/self /ranted 

4-RESIDENT / INDUSTRIAL PLOT/ 

5-Mix USE PROPERTY 

6-SHOP PURCHASE (Gram pnchayat also) 

8-GRAM PUNCHAYAT  PROPERTY *Akarni*property 

WITHOUT PLAN

Also we are Funding to builders 

*RATE AND PF GRID :-

ROI : 12% TO 14% 

PF : 1.25% TO 1.75%

TENURE : 10 YEAR

* SUCH ATTRACTIVE DSA PAYUOT ALSO 

If You Have  Enquiries please let me know

BM*Vinay Tiwari*