I am an Assistant Professor of Finance at the School of Business Administration at American University of Sharjah (AUS) and research fellow at the Digital Euro Association. Prior to joining AUS, I worked at the Department of Economics and Finance at the University of Texas at El Paso. 

I received my bachelor’s degree in economics from TOBB University of Economics and Technology in Turkey, my M.A. in economics from Bilkent University in Turkey, and Ph.D. in finance from the University of South Carolina, USA. 

My research covers various dimensions of financial intermediation, financial regulation, financial technology (FinTech), and cybersecurity. My research has been accepted or published by such outlets as the  Journal of International Business Studies, Journal of Financial Research, International Review of Financial Analysis, and Journal of Business Research, among others and has been presented at numerous prominent conferences worldwide.