Last Updated: March 2026
DebtGo (“the App”) is committed to protecting your privacy. This Privacy Policy explains how the app handles user information and how your data is stored and used when you use DebtGo.
By using the app, you agree to the practices described in this Privacy Policy.
DebtGo is a personal finance tool designed to help users track loans, calculate EMI payments, and plan debt payoff strategies. The app is built with a strong focus on privacy and simplicity.
DebtGo does not require account creation, does not collect personal identity information, and does not store user data on external servers.
Users may enter financial information such as:
Loan amount
Interest rate
Remaining loan tenure
EMI details
Loan categories
Payment tracking information
This information is used only to perform calculations inside the app and to display financial insights such as payoff estimates and progress tracking.
DebtGo does not access or collect any personal information such as name, email address, phone number, or financial account credentials.
All data entered in DebtGo is stored locally on the user's device using secure local storage technology.
Important points:
Your financial data is saved only on your device's local storage (device memory / local hard drive equivalent).
DebtGo does not upload, transmit, or store your data on any remote server.
The developer of DebtGo cannot see, access, or retrieve your data.
Because the data remains on your device, you maintain full control over it at all times.
DebtGo operates as an offline-first application.
This means:
The app does not maintain any external database or cloud storage for user data.
No financial information is sent to or stored on external servers.
All calculations and data processing occur directly on your device.
This design ensures maximum privacy and data control for the user.
DebtGo may send local device notifications to remind users about EMI due dates or financial tracking reminders.
These notifications:
Are generated locally on the device
Do not involve any external servers
Do not transmit any personal information
Users can control or disable notifications through their device settings.
DebtGo currently does not use third-party analytics, advertising networks, or tracking services.
If such services are introduced in future updates, this Privacy Policy will be updated accordingly to reflect how those services handle user information.
Since all information is stored locally on the user’s device, the security of the data depends on the device’s own security protections such as:
device lock
operating system security
user access control
DebtGo itself does not transmit or store sensitive information externally.
Users have full control over the data stored in the app.
You can:
edit loan information at any time
delete individual entries
reset all stored data using the Reset Data option inside the app settings
Resetting data permanently removes all stored information from the device.
DebtGo is intended for general audiences and does not knowingly collect any personal information from children.
Since the app does not collect personal data or require account creation, there is no direct collection of children's information.
This Privacy Policy may be updated from time to time to reflect improvements or new features in the app.
Any changes will be posted within the updated Privacy Policy with a revised “Last Updated” date.
If you have questions or concerns regarding this Privacy Policy, you may contact the developer through the contact options available on the Google Play Store listing for DebtGo.
Developer: DebtGo App
Application: DebtGo – Loan Tracker & Debt Payoff Planner
If you have any questions, concerns, or requests regarding this Privacy Policy or the use of the DebtGo app, you may contact the developer at:
Email: vjnexgenlabs@gmail.com
We will try to respond to all inquiries within a reasonable time.