Last updated: June 28, 2026
Introduction
DebtFlow ("we", "our", or "the app") is a personal debt manager and IOU ledger app. This Privacy Policy explains how we handle your information.
Information We Collect
DebtFlow stores all data locally on your device only. We do not collect, transmit, or store any personal data on external servers.
The app may access:
Contacts — to help you select people when logging debts or IOUs (optional, only when you grant permission)
Storage/Photos — to let you attach images to records (optional, only when you grant permission)
Notifications — to send you payment reminders you set up yourself
How We Use Your Information
All information you enter (names, amounts, dates, notes) is stored exclusively on your device and is never shared with us or any third party.
Third-Party Services
DebtFlow does not use any third-party analytics, advertising SDKs, or tracking services.
Data Security
Your data is stored locally on your device using encrypted storage. We do not have access to your data.
Children's Privacy
DebtFlow is not directed at children under 13. We do not knowingly collect data from children.
Changes to This Policy
We may update this Privacy Policy from time to time. Continued use of the app after changes constitutes acceptance of the updated policy.
Contact Us
If you have questions about this Privacy Policy, contact us at:
talkbizlimited@gmail.com