VisionPay One ("Company", "we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the VisionPay One mobile application and related services.
We may collect the following information:
Full Name
Mobile Number
Email Address
Date of Birth
Address Information
Aadhaar Number, where applicable
PAN Number, where applicable
Profile Photograph
Bank Account Details
KYC Documents
Other information required to provide our services
We may collect certain information about the device used to access the application, including:
Device Model
Operating System Version
Device Identifier
IP Address
App Usage Information
Crash Logs
Diagnostic Data
With your permission, we may collect location information where required for location verification, security, fraud prevention, or location-based services.
We may use the information collected to:
Create and manage user accounts.
Verify customer identity through KYC processes.
Process loan applications and related financial services.
Perform customer and document verification.
Communicate important account and service updates.
Send payment reminders and other service notifications.
Improve application performance and user experience.
Prevent fraud, unauthorized access, and security risks.
Maintain records required for business and regulatory purposes.
Comply with applicable legal and regulatory requirements.
We may share relevant information with trusted third parties where necessary to provide our services, including:
Financial institutions and lending partners.
KYC and identity verification service providers.
Credit bureaus and verification agencies.
Payment gateway and payment service providers.
Government authorities and regulatory bodies when required by applicable law.
Technology, hosting, cloud, and infrastructure service providers.
Other service providers supporting the operation of our application.
We do not sell your personal information to third parties.
Information may be shared only when necessary for providing services, fulfilling legal or regulatory obligations, preventing fraud, or protecting our rights and users.
We implement reasonable technical and organizational security measures designed to protect your personal information against unauthorized access, disclosure, alteration, loss, or destruction.
However, no method of electronic storage or transmission over the Internet is completely secure. Therefore, while we take reasonable measures to protect your information, we cannot guarantee absolute security.
We retain personal information for as long as reasonably necessary to:
Provide and maintain our services.
Process and manage applications and accounts.
Fulfill applicable legal and regulatory obligations.
Maintain required business and financial records.
Resolve disputes and complaints.
Prevent fraud and misuse.
Enforce our agreements and protect our legal rights.
When information is no longer required, we may delete or securely dispose of it in accordance with applicable laws and our data-retention practices.
Subject to applicable laws and regulations, you may have the right to:
Access your personal information.
Request correction of inaccurate or incomplete information.
Request deletion of personal information where legally permitted.
Withdraw consent where applicable.
Ask questions regarding the processing of your personal information.
To exercise applicable rights or raise a privacy-related concern, you may contact us using the contact details provided below.
The VisionPay One application may request certain permissions depending on the features you use.
The camera may be used for:
Capturing KYC documents.
Taking profile photographs.
Other identity or document verification purposes.
Photos or storage-related access may be used for:
Selecting and uploading KYC documents.
Uploading profile photographs.
Accessing files required for application-related services.
Location permission may be used for:
Location verification.
Fraud prevention and security purposes.
Providing location-based services where applicable.
Notification permission may be used for:
Loan application updates.
Payment reminders.
Account-related notifications.
Important service updates.
The application requests permissions only when they are required for the relevant functionality.
The services provided through VisionPay One are not intended for individuals under 18 years of age.
We do not knowingly collect personal information from children under 18. If we become aware that personal information has been collected from a minor without appropriate authorization, we will take reasonable steps to delete such information where required by applicable law.
We may update this Privacy Policy periodically to reflect changes in our services, technology, legal requirements, or business practices.
Any updated Privacy Policy will be made available through the VisionPay One application and/or our website. The revised policy will become effective when posted unless otherwise stated.
We encourage users to review this Privacy Policy periodically for any changes.
If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us:
Company: VisionPay
Application: VisionPay One
Email: info@visionpay.in
Phone: 9031675846
Website: https://ymrmicro.in/
Last Updated: October 3, 2026