Effective Date: June 2026
Welcome to CreditSathi.
CreditSathi is a financial education and information application created to help users better understand everyday financial topics. The application provides educational content and calculation tools covering subjects such as personal loans, EMI calculations, GST, SIP, FD, credit scores, EPF, and other related financial concepts.
This Privacy Policy explains what information may be handled when you use CreditSathi and how that information is used. By accessing or using the application, you agree to the practices described below.
CreditSathi is designed so that users can access its educational features without providing sensitive personal or financial information.
Depending on how the application is used, limited technical information may be processed for operational and diagnostic purposes. This may include:
Device model and device type
Operating system and version
CreditSathi application version
Anonymous or aggregated usage information
Crash logs and diagnostic details
This information helps us understand technical problems, improve application stability, and make the application more reliable.
We do not intend to use such technical information to identify individual users personally.
CreditSathi does not ask users to provide or submit sensitive financial credentials such as:
Bank account numbers
Debit or credit card details
UPI PINs or credentials
Banking passwords
Loan application information
CreditSathi includes calculation tools such as EMI, GST, SIP, and FD calculators. Information entered into these calculators is used to perform the requested calculation and provide the corresponding result.
Calculator values are not intended to be permanently retained as personal financial records by CreditSathi.
CreditSathi does not intentionally display third-party advertisements within the application.
The app is intended to provide a straightforward and distraction-free financial education experience without third-party sponsored advertisements or promotional placements.
Any limited technical or diagnostic information available to us may be used for purposes such as:
Identifying and resolving application errors
Improving application performance
Understanding general feature usage
Preventing technical problems
Improving reliability and user experience
We do not use CreditSathi to collect sensitive financial credentials from users.
Certain technical functions of CreditSathi may be supported by third-party service providers.
For example, we may use external services for application analytics, crash detection, diagnostics, or performance monitoring. These providers may process limited technical information necessary to deliver their services.
Where such services are used, their handling of information may also be subject to their respective privacy policies and terms.
We take reasonable measures to protect information associated with the application and to reduce the risk of unauthorized access, misuse, or disclosure.
However, no digital system, application, network, or method of electronic transmission can be guaranteed to be completely secure. Therefore, while reasonable precautions are taken, absolute security cannot be guaranteed.
CreditSathi is not intended for children below 13 years of age.
We do not knowingly request or collect personal information from children under 13. If we become aware that personal information has been submitted by a child under this age, we will take reasonable steps to address the situation.
CreditSathi is an educational and informational application only.
CreditSathi:
Is not a bank.
Is not an NBFC.
Is not a lender.
Does not issue or approve loans.
Does not accept loan applications.
Does not provide credit facilities.
Does not process banking transactions.
Does not facilitate financial transactions between users and lenders.
Information and calculations available through the application are provided for general educational purposes. They should not be considered financial, investment, banking, lending, or legal advice.
Financial rates, eligibility requirements, charges, policies, and other conditions may vary between financial institutions and may change over time.
Users should verify important financial information directly with the relevant bank, NBFC, lender, financial institution, or government authority before making financial decisions.
We may modify this Privacy Policy from time to time if there are changes to CreditSathi, applicable laws, technology, or our information-handling practices.
When changes are made, the updated version will be made available through the application or the applicable CreditSathi website.
The Effective Date shown at the beginning of this document indicates when the current version came into effect.
If you have any questions, feedback, or concerns regarding this Privacy Policy or CreditSathi, please contact us at:
Email: help@cashkredit.site
Last Updated: June 2026