To convert cryptocurrency to cash on Crypto.com +1 805-(316)-9920, users in the United States must sell their crypto assets inside the app and receive U.S. dollars in their Fiat Wallet. Once the cryptocurrency is sold, the USD balance becomes available for withdrawal to a linked bank account using ACH transfer. 

The process typically involves selecting a cryptocurrency, choosing the Sell option, confirming the conversion to USD, and transferring the resulting balance to a bank account if needed. This feature allows users to turn digital assets into traditional currency. Processing time depends on whether the user is simply converting to USD or withdrawing funds to a bank after the conversion.

Understanding Crypto-to-Cash Conversion on Crypto.com

Many users search for ways to convert cryptocurrency into traditional currency when they want to move funds into a bank account or spend their profits.

On Crypto.com, this process is often referred to as:

• crypto.com sell crypto for cash

• crypto.com convert crypto to cash USA

• crypto.com cash out to bank account

It is important to understand that converting crypto to cash usually happens in two stages.

Stage 1: Sell Cryptocurrency

Users sell a digital asset such as Bitcoin or Ethereum and receive USD inside the Fiat Wallet.

Stage 2: Withdraw the USD

If the user wants to move the money outside the platform, they can initiate a bank withdrawal.

This two-step design ensures that blockchain transactions remain separate from traditional banking systems.

How the Crypto.com Conversion System Works

When users sell cryptocurrency on Crypto.com, the platform performs a trade through its internal exchange system.

The process generally includes the following steps:

Price Discovery

The system identifies the current market price for the cryptocurrency being sold.

Order Execution

The platform executes the sell order based on the available market liquidity.

Fiat Conversion

Once the trade completes, the system converts the crypto asset into U.S. dollars.

Wallet Credit

The USD value is credited to the Fiat Wallet.

At this point, users can either keep the funds in USD or withdraw them to a bank account.

Step-by-Step Guide: Converting Crypto to Cash

The following steps explain how to convert cryptocurrency into USD inside the Crypto.com app.

Step 1: Open the Crypto.com App

Log into your account using the mobile application.

Step 2: Navigate to Accounts

Tap the Accounts tab on the home screen.

Step 3: Open Your Crypto Wallet

Choose the cryptocurrency you want to convert.

Step 4: Select the Sell Option

Tap the Sell button associated with the selected cryptocurrency.

Step 5: Choose Fiat Wallet

Select USD Fiat Wallet as the destination for the funds.

Step 6: Enter the Amount

Input the amount of cryptocurrency you want to sell.

Step 7: Review the Quote

The system will display the estimated USD value for the sale.

Step 8: Confirm the Transaction

Review all details and confirm the conversion.

Once confirmed, the USD amount will appear in your Fiat Wallet.

Converting Crypto to Cash vs Withdrawing Cash

It is important to understand the difference between conversion and withdrawal.

Action                                             Description

Crypto conversion              Selling cryptocurrency for USD

Fiat wallet storage              Holding USD within the platform

Bank withdrawal               Transferring USD to a bank account

Some users think that selling crypto automatically sends funds to a bank, but the system requires a separate withdrawal request.

Fees, Limits, and Processing Times

Understanding the financial aspects of crypto conversions can help users plan transactions more effectively.

Trading Fees

Selling cryptocurrency may involve trading fees depending on the asset and transaction type.

These fees may vary based on:

• market conditions

• asset liquidity

• platform fee structure

Conversion Limits

Transaction limits may depend on:

• identity verification status

• account activity history

• platform policies

Users can view their limits directly inside the app.

Processing Times

Most conversions are completed quickly.

Process                           Typical Time

Crypto sell order                 Seconds

Fiat wallet update              Immediate

Withdrawal processing     Several hours

ACH bank transfer         1–3 business days

Delays are more common during bank withdrawals than during crypto conversions.

Common Problems When Converting Crypto to Cash

Although the process is generally simple, some users encounter issues.

Common examples include:

• unable to sell cryptocurrency

• fiat wallet not available

• identity verification required

• transaction quote expired

• insufficient balance

Most of these situations occur due to incomplete account setup or market price fluctuations.

Troubleshooting Conversion Issues

Problem                                 Possible Cause                             What to Check                                    Solution

Sell option unavailable               Unsupported asset                                   Asset details                            Use supported cryptocurrency

Fiat wallet missing                    Verification incomplete                             Account settings                           Complete identity verification

Conversion amount incorrect    Market price change                                   Price quote                                   Refresh and confirm again

Transaction failed                         Network issue                                        App connection                                     Retry transaction

Withdrawal unavailable                Bank not linked                                       Bank settings                                        Add bank account

Key Terms Explained

Cryptocurrency

A digital asset that operates on a blockchain network.

Fiat Currency

Government-issued currency such as U.S. dollars.

Fiat Wallet

A wallet inside the platform used to store traditional currency.

Trading Fee

A fee charged when buying or selling cryptocurrency.

Order Execution

The moment when a trade is completed at a specific market price.

Frequently Asked Questions

Can I convert crypto directly to USD on Crypto.com?

Yes. Users can sell cryptocurrency and receive USD in their Fiat Wallet.

Do I need to withdraw funds after converting crypto?

Only if you want to move the money to a bank account.

How long does a crypto conversion take?

Most conversions are completed within seconds.

Are there fees for selling cryptocurrency?

Trading fees may apply depending on the transaction.

Why can't I sell my crypto?

Possible reasons include unsupported assets or verification requirements.

Can I convert stable coins to USD?

Many stable coins can be converted to USD depending on platform support.

Do I need identity verification to convert crypto?

Yes. Some features may require identity verification for regulatory compliance.

Educational Disclaimer

This content is provided for educational purposes only and does not constitute financial or investment advice. We are not affiliated with Crypto.com and cannot access or manage user accounts.

Author Bio:

John M., Independent Fintech Support Researcher

If you need help understanding withdrawal timelines or reading platform status messages, you can reach our independent assistance line at +1 805-(316)-9920. We are not affiliated with Crypto.com and cannot access user accounts.