Company: CODIX
Last Updated: July 3, 2026
Contact Email: ahmedmostafa098222@gmail.com
We collect basic user data to provide Hong Kong digital lending services, including identity information, loan application details, contact info, device and transaction data. We only gather data necessary for loan review, interest calculation, repayment management and platform operation.
Process loan applications, calculate APR, interest and repayment plans (loan term 91–180 days, APR 0.1%–18% per annum)
Verify user eligibility and prevent fraudulent borrowing
Send repayment reminders and service notifications
Maintain platform security and comply with relevant regulatory requirements
We will not sell your personal information to third parties. We only share necessary data with authorized financial service partners, law enforcement authorities or regulators when legally required.
We adopt industry-standard encryption technologies to secure your personal and financial data. Data will only be retained for the period required to complete loan services and fulfill legal retention obligations.
You have the right to access, modify, or delete your personal information and request permanent account deletion by contacting our official email.
If you apply for account deletion, we will erase your non-mandatory personal data after completing all outstanding loan settlements. We reserve the right to retain partial transaction records as required by local financial laws.
You may also withdraw your data consent where applicable.
We may revise this privacy policy occasionally. All updates will be posted on the platform with the latest effective date displayed. For inquiries about privacy, data access or account deletion, reach out to ahmedmostafa098222@gmail.com.