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Chime login - Online Banking | Chime Sign in NOW

New to Chime and wish to get started with it? Learn all the basic concepts on which Chime works and how it is different from other banking systems. Well, you may not find a physical Chime bank in your area but it is available for virtual use and has all the basic and advanced capabilities that different banking systems have to offer you. With one-time Chime login, you can do more than just send or receive money and a detailed discussion has been made on the same in the sections that follow.

Perks of banking with Chime

Now, most of you might be thinking about why Chime is so popular and why it has become the talk of the town among different financers. Well, the following features are the main factors why people choose this banking system among others:

  • Early payments- by early payments, we mean here that, with Chime, you can get your paychecks a few more days before your colleagues and start managing your finances early.

  • Safe online banking- since Chime does not hide any fee details or charges from you, therefore you can trust it with direct deposits which in turn helps improve your savings.

  • Free of cost over-drafting- the “SpotMe” technology used in it gets you notified about the purchases that you make through your Debit card when the amount crosses the $200 limit.

  • No hidden charges- if you join the Chime banking services, you do not have to come across any hidden fee while making a local, national, or international transaction through it.

  • Instant mobile banking- if you wish to apply for instant mobile banking services of Chime, then you can get started with it without paying any fee and carry out Chime login thereafter.

  • Automated savings facility- whether you wish to save money to deal with a calamity or want to save for a vacation, the automated savings facility offered by Chime has got you covered.

  • Quick mobile payments- with the Chime payment app available on your smartphone, you can pay your friends or family by opening a spending account on it and linking a payment method.

High-end security protocols- Chime claims that it’s the deposits made by individuals on this platform are insured by FDIC and Chime itself works hard to offer you the highest security.

How do you sign up for a Chime Account?

  1. Open a browser and search for “Chime bank”

  2. Tap on the top-most search result with URL-

  3. Enter a valid email address in the field next to “Get Started”

  4. After entering your email ID, tap on “Get Started”

  5. On the Welcome screen, enter your first and last name and choose “Next”

  6. Enter your date of birth and choose “Next”

  7. Then, provide your current mobile number and tap “Next”

  8. Enter the address where you’d like to receive your debit card and tap “Next”

  9. Now, create a password for Chime login and choose “Next”

  10. For the identity verification purpose, provide your Social Security Number and tap “Next”

  11. From the drop-down, choose your income source, job type, and annual income

  12. Then, choose how you get paid

  13. Provide the details through which you got to know about Chime

  14. Agree to the given terms by marking the two boxes

  15. Tap on the “Submit Application” button as the final step

Now you can get started with Chime mobile banking for which you can get the Chime app through App Store or Google App.

How to log in to a Chime Banking Account?

As soon as you get the Chime banking app on your mobile phone, you need to carry out the Chime login process to enjoy the banking services from the comfort of your home:

  1. Launch the Chime app on your smartphone

  2. Click on the “Log In” option under the “Apply now” button

  3. On the next screen, enter your Chime login email address

  4. Then, you have to provide your password

  5. At the bottom of the page, select “Log In”

  6. Now, Chime will send you a verification code

  7. Wait for it and enter the 6-digits code in the available space

  8. And, click on the “Verify” button after entering it

  9. Then, you have to unlock your phone by entering the passcode twice

  10. Allow the permissions prompted by the Chime app

Can’t log in? Try resetting your Chime login password

When you do not access and use your Chime banking account for some time, most probably you will forget its password the next time you log in. Fortunately, there is a way through which you can reset your Chime banking password:

  1. Open the Chime login page using a browser

  2. Here, tap on the “forgot your password?” option

  3. Next up, Chime will verify your identity

  4. For this, you have to enter your email address

  5. Also, enter the last 4 digits of your SSN

  6. Click “Submit” to receive the reset instructions and link

  7. Tap on that link and create a new and strong password


Oftentimes, Chime login problems and issues become a hurdle in your banking system. Therefore, in that case, you should deal with such issues patiently and apply the most appropriate solution to fix them. In case you want to gain more information about it, do not forget to navigate to the official website and read all the terms of usage.