Charlotte is an at-fault car accident state. This means that when you are in a car accident your insurance adjuster will have to determine how much of the % was your fault. Equally the other parties' adjuster will also be assessing the situation to come up with a solution. The laws in Charlotte NC require drivers to have a minimum of:

• At least $30k in bodily injury coverage per person and $60K per accident.

• At least $25K coverage for property damage

• Insurance to cover uninsured motorist (UM) coverage

Every Charlotte car accident attorney knows these numbers at the top of their head. The person that is deemed most at fault will have their insurance company cover the damages. These damages can be both personal injury or property damage. The party that is responsible is the liability party. This is why we call it liability insurance.

Since 2010 the death rate due to car accidents is on the rise. We are seeing more people on the roads and the road congestion means there are more auto accidents as well. This is why it is so important to ensure you have the proper coverage of your vehicle.