Embedded Files
This Privacy Agreement (“Agreement”) is made and signed electronically between :
1.PoPoCash- a company established under Tanzania Law
2.You, in this matter act for and on behalf of itself Your acceptance of this Agreement is deemed to occur when signing up for an account. If you do not accept and agree with this Agreement, you must stop using any of our services immediately.
Please read this Policy in consonance with the Terms，Before you use the service, you know and agree that platform need to collect, use, share and disclose your personal information in accordance and upload it to https://tmme.stoomfinal.co.
From this application that is being used, there is a need to note that when taking the user device information such as taking SMS Logs information,Pictures information, Contacts information, GPS information, installed applications, devices information, and the network will be involved . In agreement this, we will explain and define the use and acquisition of information authority at the top by the client and our service program .Only collect your personal information for certain legitimate purposes and upload it to https://tmme.stoomfinal.co in a secure and encrypted manner. We focus on protecting privacy and will not disclose information to third parties.
Collection and Use of Information:
To access your eligibility and facilitate faster disbursalof your loan , we need permissions to access your SMS, Camera , Contact , Location , Phone , Storage and etc. Only collect your personal information for certain legitimate purposes and upload it to https://tmme.stoomfinal.co in a secure and encrypted manner.
1.SMS Logs information
Collect: We collect or store your SMS from your inbox which helps us in identifying the various accounts that you are holding and the cash flow patterns that you have as a user to help us perform a credit risk assessment which enables us to determine your risk profile and to provide you with the appropriate credit analysis to enable you to take financial facilities from the regulated financial entities and other service providers available on the platform.All SMS messages will be uploaded and stored securely on our server https://tmme.stoomfinal.co. This data is used to conduct credit risk assessments, enabling us to pay loans faster, and to identify any fraudulent activity and enhance data security.
Use: We analyze the financial messages of user’s banks as a core risk control method to provide Bank institutions with compliant loan information.
Shape: Information is used internally by the system and will not be shared with any third party for use.
2. Installed applications
Collect: We and our Lending Partner collect the data about your installed applications, including the applications that you have installed on and from the date you create your CediBoom Account and the manner in which you use them. This also includes having access and permission to send you messages and notifications via your social media and instant messaging applications. You will not be able to use the App if you disable this access.All info will be uploaded and stored securely on our server https://tmme.stoomfinal.co.
Use: To assess your credit worthiness and provide you with pre-approved customized loan offers.
Shape: Information is used internally by the system and will not be shared with any third party for use.
3.Location
Collect: We collect the information about the location of your device to provide serviceability of your loan application, to reduce risk associated with your loan application and to provide pre-approved customised loan offers.
Use: This helps us to verify the address, make a better credit risk decision and expedite your KYC process.
Shape: Information is used internally by the system and will not be shared with any third party for use.
4. Usage data
Collect: We collect data about how you interact with our Services. This includes data such as access dates and times, App features or pages viewed, App crashes and other system activity, type of browser, and third-party sites or services used before or in the course of interacting with our Services.
Use: To assess your credit worthiness and provide you with pre-approved customized loan offers.
Shape: Information is used internally by the system and will not be shared with any third party for use.
5. Storage
Collect: This permission is required so that users' documents can be securely downloaded and saved on users' phones and upload the right documents for a faster approval and disbursal of the loan. This helps provide a very smooth and seamless experience while using the app.
Use: "Easily upload the right KYC related documents for faster loan application details filling and disbursal process. Ensures you are provided with a seamless experience while using the application.
Shape: Information is used internally by the system and will not be shared with any third party for use.
6. Camera
Collect: Face recognition requires the camera permission to be turned on to complete the matching with a real person in the ID information. It is determined that it is a personal operation to improve account security and prevention. You may not be able to complete real-name authentication without turning on the camera.
Use: For taking ID And Self photos.
Shape: Information is used internally by the system and will not be shared with any third party for use.
7. Device data
Collect: We collect data about the devices used to access our Services, including the hardware models, device IP address, operating systems and versions, software, preferred languages, unique device identifiers, advertising identifiers, serial numbers, device motion data, and mobile network data.
Use: To assess your credit worthiness and provide you with pre-approved customized loan offers.
Shape: Information is used internally by the system and will not be shared with any third party for use.
USER PERSONAL INFORMATION
In general, you can browse the Website or App without telling us who you are or revealing any personal information about yourself. However, to create an account on the Website or App, you must provide us with certain basic information required to provide customized services. The information we collect from you, inter alia, including:
· your full name;
· email;
· mailing address;
· postal code;
· family details;
· university/college details;
· phone number;
· Id Number
· Academic records and certificates.
Where possible, we indicate the mandatory and the optional fields. You always have the option to not provide your personal information by choosing not to use a particular service or feature on the Platform.We also collect other identifiable information (your payment card details and transaction histories on the Platform) from you when you set up a free account with us as further detailed below. While you can browse some sections of our Platform without being a registered member as mentioned above, certain activities (such as availing of loans from the thirdparty lenders on the Platform) requires registration and for you to provide the above details. The Platform shall clearly display the personal information it is collecting from you, and you have the option to not provide such personal information. However, this will limit the services provided to you on the Platform.
USE OF YOUR DEVICE INFORMATION
To establish identity and verify the same.
Monitor, improve and administer our Website / Platform.
Provide our service i.e. perform credit profiling for the purpose of facilitating loans to You.
design and offer customized products and services offered by our thirdparty financial partners.
Analyse how the Website is used, diagnose service or technical problems and maintain security.
Send communications notifications, information regarding the products or services requested by You or process queries and applications that You have made on the Website.
Manage Our relationship with You and inform You about other products or services We think You might find of some use.
Conduct data analysis in order to improve the Services / Products provided to the User;
use the User information in order to comply with country laws and regulations.
To conduct KYC for our thirdparty lending partners based on the information shared by the User.
Use the User information in other ways permitted by law to enable You to take financial services from our lending partners.
STORAGE AND SECURITY OF INFORMATION
We store and process Your personal information, including the information received from Your Device on Amazon Cloud Servers and other secure cloud service providers. All information received by us, either directly from You or through Your Device is protected and secured by us. We adopt multiple safeguards to protect the security of the information and data provided by You, some of the safeguards we use are firewalls and data encryption using SSL, and information access authorization controls.
We use reasonable safeguards to preserve the integrity and security of Your information against loss, theft, unauthorized access, disclosure, reproduction, use or amendment. To achieve the same, we use reasonable security practices and procedures as mandated under applicable laws for the protection of Your information. Information You provide to us may be stored on our secure servers located within or outside Tanzania. However, You understand and accept that there's no guarantee that data transmission over the Internet will be completely secure and that any information that You transmit to us is at Your own risk. We assume no liability for any disclosure of information due to errors in transmission, unauthorized third-party access to our Platform and data bases or other acts of third parties, or acts or omissions beyond Our reasonable control.
CHILDREN'S PRIVACY
Our Service does not address anyone under the age of 18. We do not knowingly collect personally identifiable information from anyone under the age of 18. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 18 without verification of parental consent, We take steps to remove that information from Our servers.
If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.
YOUR CONSENT
By using the Website/App and/ or by providing your information, you consent to the collection and use of the information you disclose on the Website in accordance with this Privacy Policy, including but not limited to Your consent for collecting, using, sharing and disclosing your information as per this privacy policy.
If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.
GRIEVANCE OFFICER
In accordance with Information Technology Act 2000 and rules made there under, the name and contact details of the Grievance Officer are provided below:
Email: sanfordktcxjf@gmail.com.
Page updated
Google Sites
Report abuse