2nd Mandate

What is Fintech? 

Everything has a beginning and an end. Ladies and Gentlemen, we would like to present you with our last Facebook Content which will cover "What Financial Technology is". It is a shortcut of Financial Technology that describe new tech that seek to improve automate the delivery and uses of financial services.

Fintech Startups in Cambodia 

Since the pandemic, the majority of banking company starting to introduced digital startup of fintech. Moreover, the adoption of e-payment and QR codes has been particularly amazing. For instance, Food Panda, Grab, Nham 24, etc. Find out more now!

Evolution of Fintech

Financial technology (better known as Fintech) is used to describe new tech that seeks to improve and automate the delivery and use of financial services. Fintech has been evolving from 1.0 to 3.5 and continuously doing so. 

Impact of Fintech in today’s Society 

Fintech businesses are modernizing and developing the financial sector at a rapid pace; as a result, they are now having a societal impact on the world. Since the start of the 2008 economic crisis, the financial services sector has undergone significant transformation. In terms of potential for growth over the short, medium, and long terms, fintech is one of the most popular businesses today.

History of Fintech 

The first start of financial technology was when the internet was invented and banks wanted to use online banking to help with financial services. From time to times, they developed those technologies into more specific and easier which we know as financial technology nowaday.

5 Must Know Insurance Terminologies

(Part.2)

Insurance refers to the making of an insurance contract in which the insured still pays the insurance premium to the insurer, and the insurer is liable for damages or hardships caused by an accident or compensation when That you are insured for death, injury, disability, or illness when that person reaches a certain level that both parties agree upon as stated in the insurance contract. 

5 Must Know Insurance Terminologies

(Part.1)

In the 21st century, the insurance sector plays an integral part in the modern economy. The insurance sector stimulates economic growth and helps mitigate financial risks through risk sharing/pooling. To further understand the working of the insurance industry, we will explore five technical words commonly used in the industry. 

Types of Insurance in Cambodia 

Technically, the basic function of property or casualty insurance is the transfer of risk. Its aim is to reduce financial uncertainty and make accidental loss manageable. It does this by substituting payment of a small, known fee as an insurance premium to a professional insurer in exchange for the assumption of the risk of a large loss, and a promise to pay in the event of such a loss. 

Top Insurance Company in Cambodia 

The insurance company is a companies providers that offer protection against loss, theft, and damage to either you or your possessions. By spreading out the risk among a wide number of people, insurance firms make this practicable. When an insured event occurs and you sustain damages, the insurance provider reimburses you up to the agreed-upon insurance policy limit. Because of how insurance companies operate, they are able to pay this and yet turn a profit. 

Empowering Women Through Banking & Microfinance Field  

Do You know that women owned more debt then men, but  more than that do you know that women is more potential working in banking and micro finance field too in this current world? Women's empowerment can be defined as promoting women's sense of self-worth, their ability to determine their own choices, and their right to influence social change for themselves and others.

The Role of Technology in Banking

What are​ the Roles of Technology in Banking? Technologies existed in the banking industry years and years ago. Before getting deep into the topic, we shall know about how banking first emerged and grew into what it is today. The earliest form of banking ever recorded went as far back as to 2000 B.C in the areas of Babylonian and Assyrian.

Microfinance

Exhausted of studying, doing exercises, getting for Finals, CEBs and Diplomas? Why not take a rest a read about our content for this week What is microfinance? Microfinance​ is a type of banking service provided to unemployed or low-income individuals or groups who otherwise would have no other access to financial services.

The Impact of Budgetary Control on Organizational performance 

What is the difference between behavioral finance and traditional What is Budgetary control? Budgetary control is a cost-management system that involves generating budgets, coordinating departments, setting duties, comparing performance to budgeted figures, and acting on outcomes to maximize profits.

The Difference Between Behavioral Finance and Traditional Finance 

Investing in anything, such as gold or real estate, is a brave yet dangerous decision. But the majority of individuals are unaware that both traditional and behavioral finance play a significant role when they choose to invest in particular stocks.

What is Capital Budgeting?

Do you know what is Capital Budgeting and what are their advantages and disadvantages? Capital budgeting is the process a company uses to assess potential big projects or investments. In other words, it refer to the decision making process related to the investment in long-term projects.

Real Estate Investment Irusts (REITS) Function 

What are REITs? REITs are funds that invest in a portfolio of income-generating real estate assets such as shopping malls, offices, hotels, and industrial properties with the aim of generating income for unitholders of REITs. This means that investors get a chance to invest and earn from valuable properties without actually owning them.

Stock Exchange Functions and Its Benefits

What is the Stock Exchange? The stock exchange is a marketplace where the shares of publicly listed companies are bought and sold. It also acts as a place where stock buyers can communicate with stock sellers.  However, stock exchanges vary from other exchanges as one tradable asset is narrowed to only stock, bond, mutual funds, and Exchange-traded Products (ETP).

Certificate of Deposit

What is the Roles of a certificate of deposit? It is a special savings account unlike any regular savings accounts on the basis that the savings are fixed, meaning you cannot withdraw your money until the maturity date.

ACCA's Mission

ACCA, as known as "The Association of Chartered Certified Accountants", is the global professional accounting body, found in 1994. So what are their purpose, vision and mission? Click on Read More button to find out!

Financial Institution

Ever wonder what is Financial Institution? Financial Institution is a company that is involved in the business of dealing with financial and monetary transactions, such as currency exchange, loans, and deposits. There are 9 types of financial institution to be in our content today.

The International Federation of Accountants (IFAC) 

After taking the midterms, assignments season is marching in, CBFIs hope you guys are doing great with your assignments. We're back from Pchum Ben Holiday, we have the new content for this week​​ so our 17th Content topic is "IFAC's Mission". 

The 3 Framework of Rules

We know that some of you finished and some are taking a midterm exam, CBFIs hope you guys are doing well for the exam. Before the Pchum Ben holiday approaches, we have the new content for this week​​ so our 16th Content topic is "The 3 frameworks of rules".  

The Origin of Online Banking

Been feeling stress and tired lately? Quizzes, Exams, Assignments are marching in like they've never seen the sun before. Why not take a break and take a look at our new content of this week which is about "Online Banking".

Capital Market

Wooo Hooo!!! Our new content is here, what's new in the 14th content of CamEd Banking and Finance Club? Have you all ever wondered? What is a capital market? And how many types are there?Well, let's get right into it together!

Overtrading VS Over-capitalizing

What is Overtrading? What are the different between Overtrading and Overcapitalized? In today content, we will be discussing and differentiating these two elements and deep down to it root causes as well. Find out more now!

Nominal Interest rate VS Real Interest Rate

What are the differences between Nominal Interest Rate compared to Real Interest Rate? What are they? What even is Interest Rate? Interest rate is the amount which lenders imposed on the borrowers, expressed as percentage of the principal. 

How Exchange Rate Affect Banking?

Do you ever wonder how exchange rate affect the banking activities? In fact, foreign exchange rate fluctuations affect bank both directly and indirectly. But by how? Find out now!

Mutual Fund

Mutual fund is a financial vehicle that pools assets from shareholders to invest in securities such as stocks, bonds, money market instruments and other assets. Read more on our Facebook page.

Type of Loan Payments

Throughout our contents journey, we believed everyone are aware of different type of loan we have in banking and finance industry. This week we are going to discuss the different types of loan payments which are balloon payment, bullet payment and fully amortizing payment. 

The Forex Market

What is the foreign exchange market? The foreign exchange market is a worldwide trading spot for transactions with national currencies. Sometimes, the foreign exchange market is called the forex market.

Derivation Market

What is the derivative market? The derivative market refers to the financial market for financial instruments such as futures contracts or options. Check out more in our post.

Bond Market

What is a bond market? Bond market refers to a marketplace that sells debt securities to investors. It also refers to the credit market or debt market that is offered by the government and other companies. Bonds are either issued on the primary market, or on the secondary market, where investors can buy debt that has already been issued through brokers or other intermediaries.

Financial Market: Money Market 

What are money markets? The money market is the buying and selling of short-term period debt (less than one year) with a large quantity of investment. It’s two relationship levels:

-Wholesale level: between institutions and traders

-Retail level: between institutions/traders and individual customers.

Cheques

Do you know what is cheques? A cheque is a financial document that orders a bank to pay a particular amount of money from a person’s account to another individual’s or company’s account in whose name the cheque has been made or issued. 

History of Paper Money 

You've all heard of a banknote, right? Today, we'll bring you a banknote-related topic to share with everyone. "From where do banknotes originate?" The banknotes we all use on a daily basis originated in China. The banknotes were first printed during the Tang Dynasty, between 618 and 907, and were used until the Song Dynasty.

Funtions and roles of national bank of Cambodia (NBC) 

Do you know? National Bank or Central Bank called in different countries, is the only one institution in the country that plays an important role in managing and overseeing issues related to monetary policy, the banking system, and other relevant matters. That's why we would like to briefly present the history, functions, and roles of the National Bank of Cambodia to the public as secondary knowledge. 

Financial Intermediaries 

Financial intermediaries are entities that bring together providers and users of finance. The savings/investment process in capitalist economies is organized around financial intermediation, making them a central institution of economic growth.