The Cash Star (hereinafter referred to as "we") establishes this privacy policy to help users make clear decisions on the use of services provided by us (hereinafter referred to as "services") through the site, its derivative sites and service device applications (hereinafter referred to as "services").
This privacy policy does not apply to activities / practices with companies that we do not belong to and / or control, and does not apply to individuals who do not cooperate with us or are not led by us, including but not limited to third parties to whom we may disclose user information, because they have previously cooperated with us in accordance with the provisions of this privacy policy.
By clicking or by downloading, installing, activating or using the service, the user has agreed and is bound by the terms of this privacy policy. If You do not agree to all the terms and conditions of this agreement, then You may not access the Platform or use any services provided by Us. If you have any questions or concerns about this privacy policy, you can contact us through the app.
Information Collected and Stored
We collect and store user data to accelerate the process of providing, maintaining and repairing services and other purposes permitted by applicable laws and regulations. The types of data and information we collect and store are:
1.User ID. When the user submits the loan through the service, we ask the user to provide personal information: such as name, email, phone number, AADHAAR number,PAN number etc., which will be used as user ID later.
2.Submit information. When the user submits the loan through the service, the user will fill in the form of KYC information, demographic information and living expenses, employment information, relative information and bank information, which includes data about account number, bank name and residential address information.
3.Use information. We will also collect information about how users use the service, including how users view and interact with the content, the service part they use, the information they are looking for, the content they see and the actions they take.
4.Third party information. We collect user data and information through third-party data sources used in the provision of services.
5.Log data. When users use the service, we will automatically record information about user usage ("data log"). The log data can include such information as the Internet Protocol (IP) address of the user's computer or mobile device, browser type, web pages visited before the user enters the site, site pages visited by the user, time and date of visit, time and date of visit, reference data of application installation and other statistical information.
6.Mobile device information. When users use the service, we will only collect information according to the consent and permission provided by users by complying with Google play developer policy. This is access and data, and we will first get approval and permission to collect this data.
Contact list: we will scan the contact list data on your mobile phone and upload it to the server. The data includes: contact name, contact phone number and phone number.
Camera permission: for smooth operation, we use the camera to detect it, and we will closely protect your data.
Access_wifi/network/internet_state: Our authorization to get access to the status of your internet network;
Read_external_storage:Read sd card information and better feedback with online customer service;
Storage (storage media license): we will collect some of your usage data and upload it safely to the server.
APP List: We will collect the name, installation time and update time of the app installed on the user's mobile phone.
Location: Our authorization to get access to your location information.
Read phone state: Collect crash logs to improve service experience.
Use of Information Users
As mentioned in the previous section, we will use all or part of the data collected and stored from users to handle the following:
We use submission information, user IDs, third-party data, data logs, and mobile devices to evaluate, risk analyze, and approve decisions to submit services.
We use mobile device information with the following list:
Contact list (for phonebook data): We use these information for crediting assessment and approval of service provision approval.
Camera (camera permission): We use these information for detecting whether the operation is completed manually. We will strictly protect your data.
Internet (network license): We use these information for accessing our services through the network.
Storage (storage media license): We use these information for the purpose of credit evaluation and approval service submission for approval.
APP List:We use these information for anti-fraud services and risk control services to determine whether users are our target users, thus ensuring that we can provide better service to target users.
Location:We use these information for the purpose of credit evaluation and approval service submission for approval.
More further , we can use the whole or partial data has been obtained and collected from users as mentioned in the section prior to things as follows :
o Make or assist in the service approval process.
o Provide information to the party which is independently as agencies of government to the administrative process of reporting or liability.
o Carry out all operational obligations , such as supervising and analyzing services and performing audit functions
o Correspond with users via mail electronic mail , call the phone or visit a field.
o To identify, detect and prevent fraud , money laundering , terrorism and other criminal activities.
o Finding out the existence of the User as an attempt to recover User's debt with us.
Information to Share
The following information is relevant personal information, which you fill out through the application. The types of personal information we collect may include:
Bank card information, ID card information, occupation, address, educational background, and family status. We use this information to ensure your authenticity and make it easier for us to provide better service.
We guarantee there is no sale, transfer, deployment or borrowing the data personally or information users , without there permission of the user , with exception to :
· Business groups and parties related to us
· Companies, organizations or parties that we use to help run the business, as an example to collect payment and return the debt or to provide services on behalf Us
· Companies, organizations or people who provide us or we provide in the form of products and / or services, such as payment systems that we use
· We guarantee there is no sale, transfer, distribution or borrowing of User's personal data or information, without the permission of the User, with the exception of:
· Party Third to whom we sell or switch (or enter into the negotiations to sell or divert) business We along with the rights or obligations of Us. If when the transfer or sale of these occur, which receives the transfer or the buyer can use the information private users with means the same as we
· Government agencies , including Bank Indonesia, the Financial Services Authority and the Center for Reporting and Analysis of Financial Transactions where we are regulated in regulations and legislation and are required to provide information on a regular basis , as well as other agencies according to applicable law
· Party All three are in wisdom We felt good for the development or expansion of services through the ways that regulated and permitted by the rules and laws of the state of the Republic of Indonesia.
· Parties Third or Partner that according to the policy we deemed necessary in relation to the activities of 'referral' to meet the needs of users in accordance with the provisions and Regulations that apply .
We do the selection that carefully on each side that him we share data. All Service providers are bound by contract to maintain the security of Users' personal information and use them only as permitted by Us.