This auto loan calculator approximates monthly payments, total interest, and the total cost of the car based on car price, loan term, and interest rate. Use the calculator to compare how different loan terms and interest rates may affect your monthly payments to ultimately find a car loan that fits your budget.
Car Buying Calculator App
This tool uses basic information about your driving habits to calculate total cost of ownership and emissions for makes and models of most vehicles, including alternative fuel and advanced technology vehicles. Also see the cost calculator widgets.
Enter the amount of money you want to borrow. Or you can enter the car price, your down payment amount and the trade-in value of your current car (if any) instead, and the calculator will automatically fill out the loan amount for you.
1 We provide rate and payment calculators as resources to help you evaluate payment amounts that may be right for you. Calculator results are based on the information you provided, and Chase does not guarantee your ability to receive these terms. The calculator assumes 30 days in a month and a first payment scheduled 30 days after the start date to calculate a monthly payment. Monthly payment amounts vary by term and rate. For example, the minimum payment is $418.41 over a 60 month term at 3.5% APR. No down payment is required.
2 APR (Annual Percentage Rate) is the cost of credit, expressed as a yearly rate. APRs appearing in rate tables and/or calculator results are based on your input and are subject to change at any time. Additional terms and conditions apply such as vehicle age and mileage. When you apply for credit, your application is subject to credit approval by Chase using your full credit history, related score, income and other factors to evaluate your request and ability to repay. Consider checking your credit report occasionally to be sure inaccuracies aren't impacting your ability to receive credit. Calculator results are also based on your selected dealer state, loan-to-value ratio of 100% and only apply to car purchases from a dealer in the Chase network. If you obtain purchase financing from a dealer in IN, your APR will include an origination fee of $195, as part of the calculation of the cost of the credit, which will make the APR higher than the interest rate when you finance.
Your Monthly Payment will be: $ ","penfed.global.validationmessage.calculatepayment.message1":"Purchase price cannot be lower than $500.00","penfed.global.validationmessage.calculators.general.validamountsfortype":"Valid Amounts for Type: $","penfed.global.validationmessage.calculators.general.for":"% for ","penfed.global.validationmessage.calculators.general.saveestimated":"You will save an estimated $","penfed.global.validationmessage.calculators.paymentsaver.mintermamount":"The minimum amount for this term is $","penfed.global.validationmessage.calculators.general.marketproperty":"Enter the market value of the property.","penfed.global.validationmessage.calculators.paymentsaver.competition":"the competition.","penfed.global.validationmessage.calculators.general.validtermsamount":"Valid Terms for Amount: ","penfed.global.validationmessage.calculators.homeequitycalc.entermortgagebalance":"Enter the mortgage balance.","penfed.global.validationmessage.calculators.paymentsaver.permonth":" per month with ","penfed.global.validationmessage.calculators.general.calcmaxpayment":"The maximum payment for this calculator is $","penfed.search.showing.label":"Showing","penfed.global.validationmessage.calculators.paymentsaver.competitiondiv":"Competition","penfed.global.validationmessage.calculators.general.invalidloanamount":"Invalid Loan Amount: ","penfed.global.validationmessage.calculators.general.and":" and ","penfed.global.validationmessage.calculators.general.correctyears":" Please correct number of years","penfed.global.validationmessage.autoloanrefinance.more":"more","penfed.global.validationmessage.calculators.general.loanamount":"Loan Amount is required","penfed.global.validationmessage.calculators.general.calcminpayment":"The minimum payment for this calculator is $","penfed.global.validationmessage.ccbalancetransfer.iealert":"Our website has detected that you are using an outdated browser that will prevent you from accessing certain features. An update is not required, but it is strongly recommended to improve your browsing experience.Don\\'t Show this againUpgrade","penfed.global.validationmessage.calculators.general.minimumamount":"Minimum Amount: $","penfed.global.validationmessage.calculators.general.neworused":"Select New or Used Vehicle","penfed.speedbump.heading":"IMPORTANT NOTICE","penfed.global.validationmessage.calculators.paymentsaver.maxneworused":"The maximum amount for a New or Used Vehicle Loan is $","penfed.global.validationmessage.calculators.general.years":"Years is required","penfed.global.validationmessage.calculators.general.calculationtype":"Calculation Type required","penfed.speedbump.postlinktext":"a third party Website that is not a part of Pentagon Federal Credit Union.","penfed.speedbump.prelinktext":"You are leaving PenFed.org and entering","penfed.global.validationmessage.calculators.paymentsaver.loan":"a payment saver loan.","penfed.global.validationmessage.calculators.general.maxterm":"The maximum term for ","penfed.global.validationmessage.calculators.paymentsaver.loanterm":"Loan Term is required","penfed.global.validationmessage.calculators.paymentsaver.note":"Note: Payment cannot be less than $50. Please decrease the term or increase loan amount.","penfed.global.validationmessage.calculators.general.maxamount":"Max Amount is $","penfed.global.validationmessage.calculators.general.invalidcompetitor":"Invalid Competitor Interest Rate: ","penfed.global.validationmessage.calculators.general.loantype":"Loan Type required","penfed.global.validationmessage.calculators.general.paymentamount":"Payment Amount is required","penfed.global.validationmessage.calculators.homeequitycalc.toohigh":"% which is too high.","penfed.global.validationmessage.calculators.general.invalidloanterm":"Invalid Loan Term: ","penfed.global.validationmessage.calculators.general.thecompetition":"the competition","penfed.global.validationmessage.calculators.paymentsaver.maxterm":"The maximum term with a balance of $","penfed.global.validationmessage.calculators.general.mnthlypayment":"Monthly Payment","penfed.global.validationmessage.calculators.general.reducepayment":"; reduce payment and/or term.","penfed.global.validationmessage.ccbalancetransfer.balancerate":"Must provide balance and rate of existing card.","penfed.global.validationmessage.calculators.homeequitycalc.years":" years.","penfed.global.validationmessage.calculators.paymentsaver.minneworused":"The minimum amount for a New or Used Vehicle Loan is $","penfed.global.validationmessage.calculators.general.amountbetween":"Amount should be between ","penfed.global.validationmessage.calculators.general.yeartd":"Year ","penfed.global.validationmessage.calculators.general.yearsp":" years.","penfed.global.validationmessage.autoaffordabilitycalc.message2":"Amount not available for this term.","penfed.global.validationmessage.autoaffordabilitycalc.message1":"\\xa0\\xa0\\xa0Amount not available for this term.","penfed.global.validationmessage.calculators.general.paymentsaver":"a payment saver loan.","penfed.global.validationmessage.calculators.general.amortization":"Amortization Schedule","penfed.global.validationmessage.calculators.general.federalequityloan":"Pentagon Federal Equity Loan at ","penfed.search.searchpenfed.label":"Search PenFed","penfed.global.validationmessage.calculators.general.invalidpayment":"Invalid Payment Amount: ","penfed.global.validationmessage.calculators.general.mincalc":"The minimum amount for this calculator is $","penfed.global.validationmessage.calculators.paymentsaver.invalidloanamount":"Invalid Loan Amount: ","penfed.productlist.noresultsfound.label":"No Result Found","penfed.global.validationmessage.calculators.general.loanterm":"Loan Term is required","penfed.global.validationmessage.calculators.general.maxcalcrate":"The maximum rate for this calculator is ","penfed.global.validationmessage.calculators.general.minimumvehicleamount":"The minimum amount for a New or Used Vehicle Loan is $","penfed.global.validationmessage.calculators.homeequitycalc.equityloan":"Pentagon Federal Equity Loan at ","penfed.speedbump.disclaimer":"The content you are about to view is produced by a third party unaffiliated to Pentagon Federal Credit Union. PenFed takes no responsibility for the content of the page.","penfed.global.validationmessage.calculators.general.loanmsrp":"Loan Amount cannot exceed MSRP of the vehicle.","penfed.global.validationmessage.calculators.paymentsaver.loanamountresidual":"Loan Amount cannot be less than the residual value of the vehicle.","penfed.productfilters.closefilters.label":"Close Filters","penfed.global.validationmessage.calculators.general.paymenttagtext":"Monthly Payment","penfed.global.validationmessage.calculators.general.stateproperty":"Enter the state where the property is located.","penfed.global.validationmessage.calculators.paymentsaver.invalidcompintrstrate":"Invalid Competitor Interest Rate: ","penfed.global.validationmessage.calculators.paymentsaver.months":" months.","penfed.global.validationmessage.calculators.paymentsaver.is":" is ","penfed.global.validationmessage.calculators.paymentsaver.conventional":"a conventional auto loan.","penfed.global.validationmessage.calculators.general.invalidmartgag":"penfed.global.validationmessage.calculators.general.invalidmartgag","penfed.global.validationmessage.calculators.general.visagold":"PenFed Visa Gold","penfed.global.validationmessage.calculators.general.youentered":" You entered ","penfed.global.validationmessage.calculators.general.invalidloan":"Invalid Loan Term ","penfed.global.validationmessage.calculators.general.monthlypayment":"Your Monthly Payment will be: $ ","penfed.global.validationmessage.calculators.homeequitycalc.nonowneroccupied":"Loan to value ratio is greater than 75%, which is too high for non-owner-occupied equity loan.","penfed.global.validationmessage.calculators.general.validamount":"Please enter valid amount. Amount should not contain characters or cents","penfed.global.validationmessage.calculators.general.loantovalueratio":"Loan to value ratio is greater than ","penfed.global.validationmessage.calculators.general.note":"Note: Payment cannot be less than $50. Please decrease the term or increase loan amount.","penfed.global.validationmessage.calculators.general.over":" over ","penfed.global.validationmessage.calculators.general.mintermamount":"The minimum amount for this term is $","penfed.global.validationmessage.calculators.paymentsaver.neworused":"Select New or Used Vehicle","penfed.global.validationmessage.calculators.general.visamaster":"PenFed Visa Classic/MasterCard","penfed.global.validationmessage.calculators.general.maxtermbalance":"The maximum term with a balance of $","penfed.global.validationmessage.calculators.paymentsaver.loanamountmsrp":"Loan Amount cannot exceed MSRP of the vehicle.","penfed.global.validationmessage.calculators.general.maxyears":"Max Years are ","penfed.global.validationmessage.calculators.general.loanrate":"Loan Rate is required","penfed.search.nomatches.label":"did not return any matches.
Please try a different search term.","penfed.global.validationmessage.calculators.homeequitycalc.marketvalue":"Enter the market value of the property.","penfed.global.validationmessage.calculators.paymentsaver.invalidloanterm":"Invalid Loan Term: ","penfed.global.validationmessage.calculators.paymentsaver.loanamount":"Loan Amount is required","penfed.global.validationmessage.calculators.general.martgagebalance":"Enter the mortgage balance.","penfed.global.validationmessage.calculators.general.competition":"the competition.","penfed.global.validationmessage.calculators.general.maxloan":"Max Loan Amount","penfed.global.validationmessage.autoloanrefinance.sameamount":"same amount","penfed.global.validationmessage.calculators.general.competitiontagtext":"Competition","penfed.global.validationmessage.calculators.paymentsaver.estimatedsave":"You will save an estimated $","penfed.global.validationmessage.calculators.homeequitycalc.mortgagebalance":"Invalid mortgage balance: ","penfed.global.validationmessage.calculators.homeequitycalc.mortgage.title":"Mortgage Amortization Schedule","penfed.global.validationmessage.calculators.general.invalidothercard":"Invalid Other Card Interest Rate Was Entered","penfed.global.validationmessage.calculators.general.calcminterm":"The minimum term for this calculator is ","penfed.global.validationmessage.calculators.general.vehicledetails":"Vehicle details are needed in order to determine monthly payments","penfed.global.validationmessage.calculators.homeequitycalc.loantovalue":"Loan to value ratio is greater than ","penfed.search.noresultsfound.label":"No Result Found","penfed.global.validationmessage.calculators.general.maximumamount":"The maximum amount for a New or Used Vehicle Loan is $","penfed.global.validationmessage.calculators.paymentsaver.vehicledetails":"Vehicle details are needed in order to determine monthly payments","penfed.global.validationmessage.calculators.general.calcmaxterm":"The maximum term for this calculator is ","penfed.search.yoursearchfor.label":"Your search for","penfed.global.validationmessage.calculators.general.monthtagtext":" per month with ","penfed.global.validationmessage.calculators.paymentsaver.monthlypayment":"Monthly Payment","penfed.global.validationmessage.calculators.homeequitycalc.year":"Year ","penfed.global.validationmessage.calculators.general.minamount":"Min Amount is $","penfed.global.validationmessage.calculators.general.loanpayment":"Loan Payment is required","penfed.global.validationmessage.calculators.general.nonowneroccupied":"Loan to value ratio is greater than 75%, which is too high for non-owner-occupied equity loan.","penfed.global.validationmessage.calculators.general.prinicipal":"MonthPrincipal
PaymentInterest
PaymentLoan
Balance","penfed.global.validationmessage.calculators.general.validpayment":"Please enter valid payment amount. Payment amount should not contain characters or cents","penfed.speedbump.button.continue":"CONTINUE","penfed.global.validationmessage.calculators.general.estimatetagtext":"You will save an estimated $","penfed.global.validationmessage.calculators.general.minyears":"Min Years are ","penfed.global.validationmessage.calculators.general.conventionaltagtext":"Conventional Auto Loan","penfed.global.validationmessage.calculators.general.amount":"Amount is required","penfed.global.validationmessage.calculators.homeequitycalc.enterstate":"Enter the state where the property is located.","penfed.global.validationmessage.autoloanrefinance.less":"less","penfed.global.validationmessage.calculators.general.maxmonthly":"Max Monthly Addition ","penfed.global.validationmessage.calculators.homeequitycalc.equityinhome":"You do not have enough equity in your home to apply for a home equity loan.","penfed.global.validationmessage.calculators.general.peryear":" per year with ","penfed.global.validationmessage.calculators.homeequitycalc.invalidmarket":"Invalid market value: ","penfed.productfilters.viewfilters.label":"View Filters","penfed.global.validationmessage.calculators.general.conventional":"a conventional auto loan.","penfed.search.searchresultsfor.label":"search results for","penfed.global.validationmessage.calculators.general.percenttoohigh":"% which is too high.","penfed.global.validationmessage.calculators.general.months":" months.","penfed.speedbump.button.cancel":"OR CANCEL","penfed.global.validationmessage.calculators.general.numberofyears":"Number of years incorrect","penfed.global.validationmessage.ccbalancetransfer.rejected":"Can't get fulfillment value from any promise, all promises were rejected.","penfed.global.validationmessage.calculators.general.notenoughequity":"You do not have enough equity in your home to apply for a home equity loan.","penfed.global.validationmessage.calculators.general.vehiclemax":"The maximum amount for a Vehicle Loan is $","penfed.global.validationmessage.calculators.general.mincalcrate":"The minimum rate for this calculator is ","penfed.global.validationmessage.calculators.homeequitycalc.table":"MonthPrincipal
PaymentInterest
PaymentLoan
Balance","penfed.global.validationmessage.calculators.paymentsaver.vin":"VIN entered is for a vehicle with an ineligible model year for this type of loan. We are unable to offer this loan product for this vehicle.","penfed.global.validationmessage.calculators.general.invalidmonthly":"Invalid Monthly Additions: ","penfed.global.validationmessage.calculators.general.invalidloanrate":"Invalid Loan Rate: ","penfed.global.validationmessage.calculators.homeequitycalc.for":"% for "} } window.dataLayer = window.dataLayer []; function gtag()dataLayer.push(arguments); gtag('js', new Date()); gtag('config', 'G-2EEZL0D14D'); !function(e)var n=" -mpulse.net/boomerang/";if("False"=="True")e.BOOMR_config=e.BOOMR_config(window); .pfui-search-box-wrapper .sayt-list-element a color: #ffffff;.pfui-search-box-wrapper .sayt-list-element margin: 0 0 5px 0;.pfui-search-box-wrapper #sayt-view width: 100%; margin-left: 10px; padding-top: 10px; flex: 0; logoimgs = "logoImgMobilePath" : " -dam-samples/penfed-logo-white.svg", "logoImgPath": " (1)/2016_-_Q1_Year_To_Shine/logo.png" Login Accounts Search ROUTING # 256078446PartnersMEMBER DISCOUNTSWEALTHFOUNDATION BRANCHES & ATMSAboutSearch Checking & Savings CheckingFree CheckingAccess America CheckingAll Checking AccountsSavingsPremium Online SavingsRegular SavingsMoney Market SavingsAll Savings AccountsCertificatesMoney Market CertificateCoverdell Education CertificateAll CertificatesIRASIRA CertificateIRA PremierIRA Savings AccountAll IRAsHOW CAN WE HELP?Contact UsFAQsFormsAdvice CenterSpecial Credit cards OUR CARDSCredit Cards OverviewHOW CAN WE HELP?Contact UsFAQsDisclosuresResource CenterSpecial AUTO AUTO LOANSAuto Loan ApplicationCar Buying ServiceHOW CAN WE HELP?Contact UsFAQsFormsAdvice CenterSpecial MORTGAGE & HOME EQUITY PURCHASEBuy a HomeVA LoanFHAConventional FixedJumbo LoanARMPower BuyerREFINANCERefinance your HomeVA StreamlineHOME EQUITYHELOCTOOLS & RESOURCESMortgage Knowledge CenterFree eBooksFirst-Time HomebuyerMortgage Calculators PenFed Title, LLCContact PenFed Mortgage TeamSpecial LOANS PERSONAL LOANSPersonal LoansSTUDENT LOANSStudent Loan RefinancingIn-School Student LoansHOW CAN WE HELP?Contact UsFAQsFormsAdvice CenterSpecial LEARN LEARNING HUBLearning CenterMortgage Knowledge CenterCalculatorsAdvice CenterFinancial Hardship CenterEmergency Furlough Relief AssistanceABOUT PENFEDAdvice CenterFAQsFormsSECURITY & FRAUDSecurity CenterPROTECTIONExtended WarrantyGAP InsuranceDebt ProtectionHOW CAN WE HELP?Press RoomCareersContact UsSpecial Join Now Log In Accounts Resources Affinity Title Home Auto Loans AUTO LOANS
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