# Privacy Policy for Calcufin
**Last updated:** February 27, 2025
This Privacy Policy describes how **Calcufin** ("we", "our", or "the app") handles information when you use our mobile application on Android (available via Google Play).
By using Calcufin, you agree to the practices described in this policy.
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## 1. Information We Collect
### 1.1 Data You Provide
- **Calculator inputs:** Loan amounts, interest rates, tenures, and other values you enter in the app are processed locally on your device to show results (e.g., EMI, comparisons, moratorium calculations).
- We do not require account registration. Any data you enter stays on your device unless you choose to share it (e.g., by exporting or sharing screens).
### 1.2 Data Collected Automatically
- **Device and app usage:** We may collect non-personally identifiable information such as app version, device type, operating system version, and language/locale settings to improve compatibility and user experience.
- **Local storage:** The app may store your preferences and recent inputs locally on your device (e.g., saved calculations, language choice) using the device’s secure storage. This data is not sent to our servers unless we explicitly state otherwise in an update.
### 1.3 Data We Do Not Collect
- We do not collect your name, email, phone number, or other personally identifiable information unless you voluntarily provide it (e.g., in support or feedback).
- We do not access your contacts, photos, location, or other sensitive device data unless a specific feature requires it and you grant permission.
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## 2. How We Use Your Information
- To provide and improve our calculator and comparison features.
- To remember your preferences and improve your experience within the app.
- To fix bugs, ensure compatibility with your device, and develop new features.
- To respond to support or feedback requests if you contact us.
We do not sell your personal data to third parties.
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## 3. Data Storage and Retention
- **On your device:** Data stored locally (e.g., via the app’s local storage) remains on your device and can be removed by clearing the app’s data or uninstalling the app.
- **On our servers:** If we ever store data on our servers (e.g., for backup or sync), we will describe that in the app or in an updated version of this policy and will retain it only as long as necessary for the stated purpose.
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## 4. Data Sharing and Third Parties
- We do not share your personal information with third parties for their marketing.
- We may use third-party services (e.g., hosting, analytics, or crash reporting) that process limited, non-personal data. Such providers are bound by their own privacy policies and applicable law.
- We may disclose information if required by law, court order, or to protect our rights, safety, or the safety of others.
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## 5. Security
We take reasonable steps to protect any data we process. Data stored on your device is subject to your device’s security (e.g., lock screen, encryption). We do not transmit your calculation inputs to our servers unless a specific feature clearly states otherwise.
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## 6. Children’s Privacy
Calcufin is not directed at children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will take steps to delete it.
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## 7. Your Rights and Choices
- You can stop using the app at any time and clear local data via your device settings (e.g., clear app data for Calcufin).
- Depending on your region, you may have rights to access, correct, or delete your data. To exercise these rights, contact us using the details below.
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## 8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will post the updated policy in the app or on our website and update the "Last updated" date. Continued use of the app after changes constitutes acceptance of the revised policy.
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## 9. Contact Us
If you have questions about this Privacy Policy or our practices, please contact us at:
- **Email:** parthkalani9282@gmail.com
- **Website:** http://masterutils.com/