Klarna is a simple and easy to use financing option. Simply select Klarna at checkout and you will have the ability to split your purchase into 4 easy payments. By making 1 interest free payment every 2 weeks, you can receive your item now and pay over time without the hassle of hidden fees, interest, or credit cards.
Progressive offers flexible lease-to-own options with no credit needed. Within 10 minutes, you can apply and receive your approval. 90 day purchase options are available and you may receive your purchase now. The standard lease-to-own agreement offers 12 months to ownership. Paying your Progressive lease within 90 days will help you achieve the lowest possible expense. Simply apply and once approved, use your Progressive Leasing approval number at checkout.
Synchrony offers a classic consumer financing option. If approved, you will receive a dedicated credit line you can use now and on future purchases with Alto Music. Convenient monthly payments, payment options (both online and by mail), and no interest if paid in full within 12 months on qualifying in-store and online purchases. Apply in-store or online.
Layaway with Alto Music is the simplest form of financing with one difference from other options. Alto Music will not release or ship your purchase until after the item has been paid in full. Simply put down $20 or 20% (whichever is greater), and set up the best payment plan for you (weekly, monthly, etc). No fees, no credit checks, flexible payments. Alto Music will hold your item as soon as the first payment is received. Your payment method will then be charged on the dates set up by you for your layaway plan. All layaways must be paid off within 6 months.
The wait is over. Start playing now with Play as you PayÂ! With the Play as you Pay Installment Plan, you can get the gear you want now, and spread the cost across multiple payments. Approval couldn't be simpler -- just select a payment plan during checkout to get started. There's no paperwork, and zZounds never charges you interest! Use your own payment card to make the first payment up front, and we'll split the remainder into approximately equal monthly installments.
Promotional offers can be removed or changed at any time without notice, and other restrictions may apply to individual offers including but not limited to restricting the amount an individual may finance, restricting product eligibility and restrictions on combining payment plans with other offers.
The decision to offer you the Installment Payment Plan may be based on information requested from a credit reporting agency. Upon written or email request, zZounds Customer Service can provide you with information on the credit agency used for the purposes of the zZounds installment Payment Plan program.
If you do not agree with the terms of this agreement in its entirety, you may cancel your order. Or, if your order has already shipped, you may return it unopened and unused within three days of delivery without cost or obligation by contacting zZounds Customer Service at 800-493-3945. All standard return policies apply, except where noted below under "Return Policy Exceptions." See for our return policies.
A return is typically processed within 2-4 business days (M-F) of delivery at our location. You are obligated to continue making payments as scheduled until the return is processed and the plan is adjusted or closed. You will receive an email confirmation of status "Return Processed - Refund Issued" once the unit has been processed; this is your confirmation that the credit has been applied. You may view your 'My Order' page for updated plan balances and schedules once the item(s) is processed. This exception does not otherwise change our return policies.
Unlike other retailers, zZounds payment plans are always interest-free, and we don't require you to apply for a new credit card. For us, it's not about making a buck off interest or getting you to spend more money -- it's about making it possible for musicians to invest in their dream gear now while spreading their payments out over several months.
Not at this time. When comparing payment options, always read the fine print. Remember, the typical 24-month or 36-month plan is the result of a line of credit -- with its own approval process, high rejection rate, and steep interest rates once the initial promotional period is over.
Shop with confidence at zZounds -- we immediately encrypt sensitive information such as Social Security and credit card numbers. We've been in business since 1996, we're an authorized dealer of every brand we sell, and BizRate.com has awarded us with the Platinum Circle of Excellence for multiple years running.
We'll ship the part of your order that we do have in stock, and bill it to you on the payment plan you qualified for. You may see an authorization charge on your bank statement for the backordered items, but it will fall off after a few days. In the meantime, we'll email you regularly about the status of your pre-ordered/backordered items. Later, when the backordered items do ship out to you, they'll be on their own payment plan. You'll have two separate payment plans with different payment schedules. Remember, we'll never bill you for a backordered item until it's out the door and in transit to you.
We determine your payment plan eligibility for any given order based on information we get from your credit report, as well as your order history with zZounds. We love our repeat customers, so if you successfully pay off a zZounds payment plan, you're more likely to qualify for a payment plan on your next order.
Your credit score is just one of several factors we consider, including your past payment history with zZounds. But, in general, if you have a higher credit score, we're more likely to approve you for a higher dollar amount.
We recommend you try to place an order, since we approve the majority of our customers for payment plans. If you know you have bad credit, you may want to start with a low-dollar order. If you make your payments on time, we'll be more likely to approve your next payment plan order. Please note, however, that making payments on time with zZounds will not improve your credit score, as we don't offer a conventional line of credit, such as a credit card.
If you are unable to make a scheduled payment, please contact us ASAP -- preferably before your next payment is due. We are often able to accommodate special circumstances, and we'll work with you to keep your account in good standing, so you can be approved for payment plans on future orders.
Yes. We only keep one card on file at a time, but if you'd like to split your next payment between multiple cards, just give us a call before your payment date to make a partial payment with an alternate card. You're also welcome to change the credit card on file for your payment plan, and use a different credit card each month.
For orders totaling $49.00 to $1,250, the credit card I designate for placing this order will be billed in 4 equal payments, every 31 days, including the amount of the purchase total, plus shipping and handling charges, a one-time $6.95 application fee, and any applicable state and local taxes starting on the day your order is shipped. To take advantage of 4 Payments on orders over $1,250, you must pay the balance exceeding $1,250 along with your first payment. 4-Pay orders over $1,250 can be placed by calling our friendly customer service staff at 800-458-4076. During checkout, you also have the option to pay more upfront on the first payment in order to reduce the amount of your final three payments by selecting "Put More Down" under the 4 payments option.
We have teamed up with Affirm to offer 18 pay financing on orders between $999.00 and $17,500.00 from eligible brands. Affirm is an alternate payment option that provides simple, straightforward financing, broken down into fixed monthly installments that are easy to understand and even easier to pay off.
Note: Dent and Scratch (DSP), Minor Blemished Product (MBP), Non Factory Sealed (NFS), Apple Products, Gift Cards, e-Gift Certificates and prices lowered under our "Lowest Price Guarantee" may not be eligible for the Payment Plan. Due to our bank's regulations, shipments must be made to addresses within the 50 United States and all charges must be made against credit cards drawn on banks located within the 50 United States. The AMS 0% Interest Payment Plan terms and conditions will be presented to you during the checkout process. Review other disclosures. Open financed balances will be included when determining finance limits on new orders. The best brands in the musical instrument industry are within your reach, with no interest, no nonsense and the ability to use your existing credit or debit card! Rock Now! Pay Later with American Musical Supply.
The process is a simple, non-intrusive, soft-credit check. This per-qualification review is done on the fly during the checkout process, seamlessly integrating within the shopping cart as you shop. When your ready, just click on one of the buttons you see under a product. You will then be directed to a spot you type in your mobile phone number so they can send you a confirmation number. Once you do that, you have your pre-qualified amount in only a couple minutes.
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