When you take a closer look at what's covered, the Asurion Protection Plan only claims to cover "failures due to power surge and other mechanical and electrical breakdowns." While this is certainly good coverage to have for four years, it's not the most robust in terms of protections. Anything accidental or water-based, for example, doesn't appear to be checked out. Though, for less than ten dollars, you're getting what you pay for.
The other issue here seems to be reliability. The four-year plan for this TV price range only has 25 reviews, but quite a few report never receiving the coverage, or being unable to have their claim accepted. What's more, there are complaints listed from manufacturers on Amazon itself who claim they have no say in the offering of Asurion (or even SquareTrade/Allstate) protection plans.
These plans are more expensive, of course. The $175-$199.99 electronics plan for three years costs $29 instead of Asurion's $9 for four years, but SquareTrade covers "drops, spills, accidents, liquid damage, plus mechanical and electrical failures during normal use." All in all, they're a more trustworthy and useful deal, even if the chances of something happening three or four years out are technically no riskier.
However, the chance that you'll need a protection plan over 1,000 days into product ownership is also extremely unlikely. I guess the answer boils down to: why not? It's probably subsidizing Prime benefits, at least.
An extended warranty called the Fitbit Protection Plan (FPP) is available for purchase with certain Fitbit products purchased in the United States from fitbit.com. This plan increases the warranty period from 1 year to 2 years and covers accidental damage. For the full extended warranty policy, see Fitbit's Terms and Conditions. Here is the link for these terms and conditions _protection_terms.pdf
Receive up to $504 promo credit ($180 w/Welcome Unlimited, $360 w/ 5G Start, or $504 w/5G Do More, 5G Play More, 5G Get More or One Unlimited for iPhone plan (Welcome Unlimited and One Unlimited for iPhone plans can't be mixed w/other Unlimited plans; all lines on the account req'd on respective plans)) when you add a new smartphone line with your own 4G/5G smartphone on an eligible postpaid plan between 2/10/23 and 4/5/23. Promo credit applied over 36 months; promo credits end if eligibility requirements are no longer met.
Whatever it's called, these warranties are usually limited in time and scope. Thus, you'll frequently find the item's reseller (sometimes the manufacturer) trying to (up) sell you on extra coverage. That coverage is called an extended warranty, or sometimes a "protection plan" or "service plan/contract." The latter are more accurate, as no one can really extend a warranty except the original manufacturer.
Getting a protection/service plan means you pay more upfront, depending on the item and the coverage. In theory, you do so to make sure you have even more time with the product should it break in that pre-set amount of time, be it a few months, a year, or a few years.
These companies aren't offering extended warranties out of altruism. They're doing it because service plans make crazy amounts of money. The market(Opens in a new window) for such plans (including for automobiles) was worth $120.79 billion in 2019, and during the summer of COVID (in 2020) was projected to hit $169.82 billion by 2027, according to Allied Market Research.
Here's the big secret: it typically doesn't cost that much to repair most items. The cost of a single repair is usually less than the cost of an extended warranty. Consumer Reports once put the median cost at $136 for a service plan for electronics, but only 16 bucks more for the repair. The difference is negligible. Just save the money.
The rate of repairs on a modern flat-screen television? About 7%. Skip the extended warranty. Instead, make sure you've purchased that big screen on a credit card with some extra warranty protection. (That advice goes for any electronics purchase, period.) The average TV repair(Opens in a new window) only costs $207, which you can save for.
Eligible products will have a link in the Warranty section that will take you to Amazon.com to purchase the protection plan. Plans are provided by Asurion and must be purchased via the link and paid for on Amazon.com.
Who should I contact if I have questions about my protection plan?
If you have any questions about protection plan, including coverage duration, service fees, etc. please refer to below sections on this page and Terms and Conditions of your plan. You may also reach out to Asurion via the contact seller button.
When can I buy a protection plan from Asurion?
You must buy an Asurion protection plan within 30 days of your product purchase on woot.com. Scratch & Dent and Open Box Clearance products are not eligible for Asurion protection plan. These items are still eligible for the 90-day Woot limited warranty (30 days for Open Box items).
How does the Woot limited warranty interact with my protection plan from Asurion?
If your plan coverage starts on the date of purchase, your plan is inclusive of the Woot limited warranty coverage, it does not replace Woot limited warranty but provides certain benefits during the term of the Woot! limited warranty including but not limited to accidental damage from handling for eligible products, power surge and other product specific coverages as indicated in your Terms and Conditions. After the expiration of the Woot limited warranty, your Asurion plan also provides coverage for defects in materials and workmanship. If your plan does not start on the date of purchase, all coverage begins after the Woot limited warranty expires. Please see your plan Terms and Conditions for details.
Can I buy an Asurion Home+ protection plan to cover my eligible tech?
Yes, if you have an Asurion Home+ plan when you buy an eligible product on Woot, the product will be covered under the terms of your existing Asurion Home+ plan. See Home+ on Amazon for plan details, Terms and Conditions and to purchase an Asurion Home+ plan.
How do I change my protection plan, if I made an error?
Visit amazon.com to cancel your protection plan (steps above) and purchase a new protection plan within 30 days of product purchase from Woot!.
How do I make a claim under my protection plan?
Online claims can be initiated at Asurion.com/Amazon ( ). Please be sure to have your woot.com order details ready when starting a claim. Please see your plan Terms and Conditions for details.
Upon initial purchase from Amazon, eligible items can be enrolled in an extended warranty plan provided by insurance industry giant Asurion. Consumers may be wondering if they should pull the trigger on one of these plans when purchasing a high-end computer monitor.
One of the primary reasons that consumers purchase an Asurion extended warranty while shopping on Amazon is the low initial buy-in cost of a plan. These extended warranties do not accrue a monthly fee and are paid for in their entirety while making the initial purchase. For instance, if you are purchasing a computer monitor that costs $900, the extended Asurion warranty will cost around $50. This price will, obviously, vary depending on the cost of the item itself.
Google Fi device protection covers your phone for up to 2 incidents of accidental damage in any rolling 12-month period from the date of the first repair or replacement. Accidental damage includes problems like drops, spills, and cracked screens.
Google Fi device protection covers devices for up to one loss or theft claim in any one 12-month period from the date of the first replacement. You can find more details in the device protection brochure.
When you leave a group plan, if you are the device protection account holder, you can continue enrollment in another Fi account. In this case, you can join another group plan or sign up for a new individual plan. Otherwise, device protection coverage ends once you leave Google Fi. If you currently use a device that a group owner has enrolled in device protection, they'll continue coverage with the option to cancel at any time.
Device protection is included in the 2-year Pixel Pass subscription. You're automatically enrolled when you subscribe. If you cancel your Pixel Pass subscription, you'll lose access to the Google services included in Pixel Pass, and your device protection coverage will end. You can re-enroll in device protection at time of Pixel Pass cancellation.
For more information about device protection included in Pixel Pass, please refer to the Pixel Pass device protection brochure and sample terms and conditions for all states except New York or for New York only.
During the first 30 days of your protection plan:
If you purchased your protection plan at a Walmart store, bring the receipt for your plan back to the store where it was purchased or visit Walmart.com/account.
and btw, how is it insurance fraud the phone would be sent back to asurion? I believe budone is describing a situation where you attempt to purchase insurance AFTER the phone is damaged and then immediately file a claim on it. This happens more often then you might think, and people ask about it here more often than you would expect given that typing out that you are planning to commit fraud is generally not a good idea.
(or click your way to it by clicking the highlighted text for any "Assurant" protection plan under almost any item for sale. In the pop-up that appears click "Learn More" - which takes you to the above page...)
Once there look for "Find Plans by item number" in the upper RH corner, click it and in the drop down enter your item number then select the plan you need (if you're still eligible. Remember it's 30 days).
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