# Terms and Conditions
_Last Updated: 13 May 2026_
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## Agreement to Terms
- By downloading, installing, accessing, or using BudgetFox (the “App”), you agree to be bound by these Terms and Conditions (“Terms”).
- If you do not agree to these Terms, you must not use the App.
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## Description of Service
BudgetFox helps users:
- Track income and expenses
- Manage budgets and savings goals
- Work with accounts and recurring items
- Apply optional merchant rules
- Export data (such as CSV)
- Access reports and premium features
Features may vary depending on platform, version, or subscription tier.
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## Eligibility
To use the App, you must:
- Be at least 13 years old
- Have permission from a parent or guardian if under 18
- Have the legal capacity to agree to these Terms
- Follow all applicable laws and regulations
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## Accounts and Sign-In
- Some features may be available without creating an account
- Sign-in options may include Email, Apple, or Google
- You are responsible for:
- Maintaining the security of your credentials and device
- Providing accurate information
- Activity associated with your use of the App
- Purchases and subscriptions are linked to your Apple ID
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# Subscriptions and In-App Purchases
## Subscription Options
BudgetFox may offer:
- **Monthly Plan** — USD 1.99/month
- **Yearly Plan** — USD 9.99/year
- **Lifetime Access** — USD 29.99 one-time purchase
Prices may vary by region and may change over time.
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## Subscription Terms
- Purchases are processed through Apple’s App Store
- Payment is charged to your Apple ID upon confirmation
- Subscriptions automatically renew unless canceled
- Renewal charges may occur within 24 hours before the billing cycle ends
- Users can manage or cancel subscriptions via Apple ID settings
- Deleting the App does not cancel subscriptions
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## Refunds
- Refunds are handled exclusively by Apple
- Refund eligibility depends on Apple’s refund policies
- BudgetFox does not issue refunds directly
- Canceling a subscription prevents future charges only
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## Free Usage
- Free access includes selected features only
- Free feature limits and pricing may change over time
- Changes may occur with notice where required by law or Apple policies
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# User Conduct
You agree not to:
- Use the App unlawfully or abusively
- Violate laws or third-party rights
- Infringe intellectual property rights
- Reverse engineer or exploit the App unlawfully
- Circumvent subscription or usage limits
- Interfere with App security or performance
- Upload malicious software or scripts
- Damage systems or disrupt other users’ experiences
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# Intellectual Property
- The App’s design, features, graphics, text, and functionality are protected by intellectual property laws
- You may not copy, modify, distribute, lease, or sell any part of the App except where legally permitted
- All trademarks remain property of their respective owners
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# Disclaimer of Warranties
- The App is provided “AS IS” and “AS AVAILABLE”
- No warranties are provided, including:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
- BudgetFox does not guarantee uninterrupted or error-free operation
- The App does not provide financial, legal, or tax advice
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# Limitation of Liability
To the maximum extent permitted by law:
- BudgetFox is not liable for indirect or consequential damages
- This includes loss of:
- Data
- Revenue
- Business opportunities
- Total liability is limited to:
- The amount paid in the previous 12 months, or
- USD 50 if no purchases were made
- Exceptions apply where prohibited by law
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# Indemnification
You agree to indemnify and hold harmless BudgetFox and its affiliates from claims or losses arising from:
- Your use of the App
- Violation of these Terms
- Violation of third-party rights
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# Termination
BudgetFox may suspend or terminate access if you:
- Violate these Terms
- Engage in fraud or abuse
- Attempt to bypass subscription or usage limits
Upon termination, your right to use the App ends as permitted by law.
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# Changes to These Terms
- These Terms may be updated periodically
- Updates become effective once published
- Continued use of the App means acceptance of revised Terms
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# Governing Law
- These Terms are governed by the laws of India
- Conflict of law principles do not apply
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# Dispute Resolution
- Disputes should first be addressed through good-faith negotiation
- Unresolved disputes are subject to courts in India
- Mandatory local consumer protections may still apply
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# Severability
- If any provision is found invalid or unenforceable:
- Remaining provisions remain effective
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# Entire Agreement
- These Terms represent the complete agreement regarding use of the App
- They replace all prior agreements on this subject
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# Contact Information
For questions regarding these Terms:
- Email: developerindia93@gmail.com
- App Support: Available through the App Store listing
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These Terms and Conditions are effective as of 13 May 2026 and apply to all BudgetFox users.