1. Intellectual Property Rights
All intellectual property rights related to Budgeter, including design, content, and AI-based logic, are owned by the developers of the app.

2. Data Collection
Budgeter does not collect, store, or transmit any personal information such as names, email addresses, or locations. All user input—such as income, obligations, and goals—is stored locally on the device using SwiftData and @AppStorage. This data is never uploaded to external servers.

3. AI Functionality
The app includes AI-based budget suggestions using on-device CoreML models. No data is sent outside the app during prediction or processing.

4. Device Storage
All data related to user activity, including expenses, categories, and performance tracking, is saved directly on the user’s device. Users have full control over their input and can reset or delete data manually from within the app.

5. No Third-Party Integrations
Budgeter does not include ads, analytics SDKs, or third-party data processors. The app operates independently without connecting to external services.

6. Permissions
The app does not request access to sensitive system features such as camera, microphone, contacts, or location.

7. Data Security
While Budgeter stores data locally, we take care to implement appropriate coding practices to protect your data from unauthorized access within the app’s environment.

8. Changes to this Policy
We may update this privacy policy in future versions of the app. Any significant changes will be communicated clearly through the App Store listing.

9. Contact
If you have questions or concerns about privacy within Budgeter, you can contact the developers via email at: [wajd2828@gmail.com]