The Code of Federal Regulations (CFR) is the official legal print publication containing the codification of the general and permanent rules published in the Federal Register by the departments and agencies of the Federal Government. The Electronic Code of Federal Regulations (eCFR) is a continuously updated online version of the CFR. It is not an official legal edition of the CFR.

This page provides information regarding Compliance Program Policy and Guidance, Compliance and Enforcement Actions taken by CMS, and Program Audits relating to Medicare Plans. The goal is to provide Medicare Advantage Sponsors, Prescription Drug Plan Sponsors, other types of Medicare Plans, and the general public with useful resources that may assist them in understanding compliance requirements for participation in Part C and D of the Medicare program.


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The structure of Part III is such that students prepare between six and nine lecture courses for examination. These lecture courses may be freely selected from the wide range offered by both Mathematics Departments. As an alternative to one lecture course, an essay may be submitted. Examinations usually begin in late May, and are scheduled in morning and afternoon sessions, over a period of about two weeks. Two or three hours are allocated per paper, depending on the subject.

There are over 250 Part III (MASt and MMath) students each year; almost all are in their fourth or fifth year of university studies. There are normally about 75 courses, covering an extensive range of pure mathematics, probability, statistics, applied mathematics and theoretical physics. They are designed to cover those advanced parts of the subjects that are not normally covered in a first-degree course, but which are an indispensable preliminary to independent study and research. Students have a wide choice of the combination of courses that they offer, though naturally they tend to select groups of cognate courses. Example classes and associated marking of (unassessed) example sheets are provided as complementary support to lectures.

The University values diversity and is committed to equality of opportunity. The Faculty would particularly welcome applications from women, since women are, and have historically been, underrepresented in our student cohorts.

Since the regulation was adopted, the cybersecurity landscape has changed tremendously as threat actors have become more sophisticated and more prevalent, cyberattacks have become easier to perpetrate (such as with ransomware as a service) and more expensive to remediate, and additional cybersecurity controls are available to manage cyber risk at reasonable cost. Moreover, the Department has found, from investigating hundreds of cybersecurity incidents, that there is a tremendous amount that organizations can do to protect themselves. As a result, Part 500 was amended again, effective November 1, 2023.

Yes. Both HMOs and CCRCs are Covered Entities. Pursuant to the Public Health Law, HMOs must receive authorization and prior approval of the forms they use and the rates they charge for comprehensive health insurance in New York. The Public Health Law subjects HMOs to DFS authority by making provisions of the Insurance Law applicable to them. CCRCs are required by Insurance Law Section 1119 to have contracts and rates reviewed and authorized by DFS. The Public Health Law also subjects HMOs and CCRCs to the examination authority of the Department. As this authorization is fundamental to the ability to conduct their businesses, HMOs and CCRCs are Covered Entities because they are "operating under or required to operate under" DFS authorizations pursuant to the Insurance Law, and whether or not they are regulated by another governmental entity is irrelevant to this determination.

Under N.Y. Banking Law  590(2)(b-1), an Exempt Mortgage Loan Servicer needs to notify DFS that it will act as a servicer. Since the notification is not an authorization from the Department, an exempt Mortgage Loan Servicer is not a Covered Entity under 500.1(e). However, if an Exempt Mortgage Loan Servicer also holds a license, registration, or received approval under the provisions of Part 418.2(e), it will be considered a Covered Entity and required to comply with the Cybersecurity Regulation. Given the increasing cybersecurity risks that all financial services organizations face, DFS strongly encourages all financial institutions, including those Exempt Mortgage Loan Servicers that are not Covered Entities, to adopt cybersecurity protections consistent with those required by Part 500.

A Covered Entity may adopt an Affiliate's cybersecurity program in whole or in part as provided for in Section 500.2(d), as long as the Covered Entity's overall cybersecurity program meets all requirements of Part 500. The Covered Entity remains responsible for full compliance with the requirements of Part 500. To the extent a Covered Entity relies on an Affiliate's cybersecurity program in whole or in part, that program must be made available for examination by the Department.

No. The Department emphasizes the importance of a thorough due diligence process in evaluating the cybersecurity practices of a Third-Party Service Provider. Solely relying on the Certification of Compliance will not be adequate due diligence. Covered Entities must assess the risks each Third-Party Service Provider poses to their Nonpublic Information and Information Systems and effectively address those risks.

Yes. Section 500.17(a) requires a Covered Entity that has been impacted by a Cybersecurity Event that occurred at one of its Third-Party Service Providers to notify DFS if the Covered Entity is also required to notify any government body, self-regulatory agency, or any other supervisory body. This is required of the Covered Entity even if the Third-Party Service Provider also notifies DFS. Reporting Cybersecurity Events such as these enables the Department to more rapidly identify techniques used by attackers and alert industry, respond quickly to new threats, and continue to protect consumers and the financial services industry.

Note that Affiliate is defined very broadly in Section 500.1 as any individual or entity, including but not limited to any partnership, corporation, branch, agency or association, that controls, is controlled by, or is under common control with any other individual or entity, including but not limited to any partnership, corporation, branch, agency or association. For purposes of this definition, control means the possession, direct or indirect, of the power to direct or cause the direction of the management and policies of a person, whether through the ownership of stock of such person or otherwise.

If a Covered Entity ceases to qualify for a previously claimed exemption, the Covered Entity should, as soon as reasonably possible, notify the Department through the DFS Portal by terminating its previously filed exemption. Under Section 500.19(h), a Covered Entity has 180 days to comply with all applicable requirements of Part 500 once it ceases to qualify for an exemption.

Covered Entities that have their Notice of Exemption filed as part of a bulk filing will receive an email from DFS confirming the filing. The email will include a receipt number and list the exemption(s) filed. Covered Entities must retain a copy of this receipt number for future reference as it will be the only receipt you will get from DFS regarding the submission.

Please note that Covered Entities are ultimately responsible for ensuring their compliance with Part 500. Therefore, a Covered Entity must ensure that either their employer or they notify the Department of any changes in status.

Covered Entities that have more than one license must file separate annual notifications for each license they hold. Covered Entities must keep all data and documentation supporting their annual notifications for 5 years and provide that information to the Department upon request. 500.17(b)(3).

This part of the Cybersecurity Resource Center has been developed specifically for DFS-regulated individuals and small businesses. It is intended to provide clear, step-by-step instructions for complying with the Cybersecurity Regulation.

You do not need to send supporting documentation if you are submitting a Certification of Material Compliance. If you are submitting an Acknowledgment of Noncompliance, you must identify all sections of the Cybersecurity Regulation you did not materially comply with, describe the nature and extent of such noncompliance, and provide a remediation timeline or confirmation that remediation has been completed. No additional explanatory or other materials are required as part of these submissions.

DISCLAIMER: This part is explanatory and provided for informational purposes only. In the event of an inconsistency between this part and the Cybersecurity Regulation, the Cybersecurity Regulation will prevail.

The Department is committed to supporting small businesses in this regard. To help improve their cybersecurity, DFS has partnered with the Global Cyber Alliance (GCA) to highlight the availability of free cybersecurity resources. GCA has created a Cybersecurity Toolkit for Small Business that contains a set of free tools, guidance, resources, and training for small businesses. It is targeted to small businesses that do not have a dedicated cybersecurity staff. 2351a5e196

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