Last Updated: August 6, 2025
Brendan Taylor Happy Gameday Foundation Inc. ("we", "our", or "us") built the Smart EMI & Loan Calculator app as a free tool to help users estimate loan repayments. This SERVICE is provided at no cost and is intended for use as-is.
This Privacy Policy explains how we collect, use, and protect your information when you use our app. By installing or using the app, you agree to the practices described below.
1.1 Personal Data
We do not collect or request any personally identifiable information (PII), such as your name, email address, or financial account details within the app.
1.2 Usage Data
We may collect certain non-personal information automatically through third-party tools. This includes:
Device type, OS version
Language settings
App usage statistics (screens viewed, session duration, etc.)
IP address (anonymized when possible)
Advertising ID (e.g., GAID)
We use the following third-party SDKs and services:
Google AdMob – for displaying personalized/non-personalized ads.
AdMob Privacy Policy
Firebase Analytics – for analyzing app usage.
Firebase Privacy Policy
Facebook SDK – for marketing and analytics.
Facebook Privacy Policy
AppsFlyer – for tracking installs and campaign performance.
AppsFlyer Privacy Policy
These services may collect and process usage behavior and device info in accordance with their policies.
We use the collected data to:
Improve app performance and features
Understand usage patterns
Serve relevant, non-intrusive ads
Monitor app installs and usage metrics
We do not sell or rent your personal data to third parties.
4. Data Retention
We retain non-personal usage data only as long as necessary to fulfill the purposes outlined in this policy, or as required by law. User inputs (e.g., loan values) are processed locally and never stored or transmitted by us.
5. User Rights
Depending on your location (e.g., California, Virginia, EU), you may have the following rights:
Right to Access – You may request a copy of the data we hold (if any).
Right to Correct – You may request corrections to any inaccurate data.
Right to Delete – You may request deletion of your data.
Right to Know – You may ask if and how we share your data.
Right to Opt-out of Sale / Targeted Advertising – You may opt-out of personalized ads through device settings.
How to exercise your rights:
Uninstall the app to stop all data collection
Clear app data in your device settings
Opt out of personalized ads:
Settings → Google → Ads → Opt out of Ads Personalization
Contact us via the details below to request access, deletion, or correction
Our app is not intended for children under 13 years of age. We do not knowingly collect data from children. If you believe a child has submitted data, contact us for removal.
Smart EMI & Loan Calculator is a tool for estimation only. We do not offer, process, or approve any financial products. Results are based solely on user input and not connected to any financial institution.
If you are a resident of California or Virginia, you have rights under:
CCPA (California Consumer Privacy Act)
VCDPA (Virginia Consumer Data Protection Act)
These include rights to access, correct, delete, and opt-out of sale/sharing of personal data. We honor all such rights and provide a simple way to opt out via device settings or by contacting us directly.
Data Controller:
Brendan Taylor Happy Gameday Foundation Inc.
Email: thangthienthanghh2305@gmail.com
Phone: +1 (860) 394-0940
Data Protection Officer (DPO):
Mr. Nguyen Hoang Thang
Email: thangthienthanghh2305@gmail.com
We may update this Privacy Policy periodically. All changes will be posted here with a new "Last Updated" date. You are encouraged to review this policy regularly.
If you have any questions or wish to exercise your privacy rights, please contact:
Brendan Taylor Happy Gameday Foundation Inc.
📧 Email: thangthienthanghh2305@gmail.com
📞 Phone: +1 (860) 394-0940