App Name: Borrow & Lend Tracker
Effective Date: June 11, 2026
Contact Email: iamshahria@gmail.com
Borrow & Lend Tracker respects your privacy. This Privacy Policy explains how the application handles information when you use the app.
By using Borrow & Lend Tracker, you agree to this Privacy Policy.
Borrow & Lend Tracker is designed as an offline-first personal record-keeping application.
The app may allow you to store the following information locally on your device:
Borrowed money records
Lent money records
Payment history
Due dates
Notes and categories
Contact names and optional contact details
Backup files created by the user
This information is stored locally on your device and is not transmitted to our servers.
Borrow & Lend Tracker does not require:
User registration
Account creation
Login credentials
You can use the app without creating an account.
All records created within the app are stored locally on your device.
We do not collect, upload, store, or process your financial records on external servers.
You are responsible for maintaining backups of your data if desired.
The app may use local notifications to remind you about:
Due dates
Payment schedules
Installment reminders
These notifications are generated locally on your device and are not sent through our servers.
Depending on the features you use, the app may request certain permissions, including:
Used to deliver payment and due-date reminders.
Used when you choose to attach images, receipts, or documents to your records.
Used only if you enable app lock or biometric security features.
The app requests permissions only when required for specific functionality.
Borrow & Lend Tracker may provide backup and restore functionality.
If you choose to export, share, or store backup files using third-party services such as cloud storage providers, your use of those services is governed by their own privacy policies.
The app may use trusted third-party libraries for:
Local notifications
PDF generation
File sharing
Data export
Borrow & Lend Tracker does not include advertising SDKs and does not use analytics or tracking services to monitor user behavior.
We do not sell, rent, trade, or share your personal information or financial records with third parties.
Your data remains under your control.
Borrow & Lend Tracker is not intended for children under the age of 13.
We do not knowingly collect personal information from children.
We take reasonable measures to help protect information stored within the app.
Optional security features may include:
PIN lock
Biometric authentication
App lock protection
However, no method of electronic storage is completely secure, and users are responsible for securing their devices.
We may update this Privacy Policy from time to time.
Any updates will be reflected by changing the Effective Date at the top of this page.
If you have any questions about this Privacy Policy, please contact:
Borrow & Lend Tracker
Email: iamshahria@gmail.com
Summary: Borrow & Lend Tracker is an offline-first personal money record application. Your borrowed and lent money records are stored locally on your device, and we do not collect, sell, or share your financial data.