This Mobile Privacy Policy (“Policy”) applies to users of IDRA for the Bima Tathya (“App.”) through Doer Services Ltd. (DOER). The term “IDRA”, “DOER” or “we”, “us” or “our(s)” in any mobile application we own and control and in this Policy refers to IDRA and our affiliates. Your privacy is important to us. This online privacy policy explains how we collect, share, use and protect information when you visit or use this mobile app. As you review this Mobile Privacy Policy, here are a few general principles to keep in mind:

1. Agreement to Policy: By downloading the Bima Tathya App. on your mobile device, you agree to this Policy which includes your consent to disclose and use information about you in the manner detailed in this Policy.

2. Gathering, Using and Sharing/Information that we collect: Information that we may collect about you through mobile app includes information that you voluntarily disclose such as your name, address, phone number, email address and other contact information; transaction information, information resulting from your mobile activity and your location information. We may also gather additional information associated with your mobile device through cookies and other technologies as described below.

3. Usage and Other Information: In addition to the personal information described above, we may collect certain information about your use of our online services. For example, we may capture the IP address of the device you use to connect to the online service, the type of operating system and browser you use, and information about the site you came from, the parts of our online service you access, and the site you visit next. We or our third party partners may also use cookies, web beacons or other technologies to collect and store other information about your visit to, or use of, our online services. In addition, we may later associate the usage and other information we collect online with personal information about you.

4. Bima Tathya App Service: For your convenience, IDRA offers you the ability to access some of our products and services through mobile applications. When you interact with us through Bima Tathya App, we may collect information such as unique device identifiers for your mobile device, your screen resolution and other device settings, information about your location, and analytical information about how you use your mobile device.

5. Use of Information: We use the information discussed above in a number of ways, such as: 1. Processing applications and transactions. 2. Verifying your identity (such as when you access your account information). 3. Preventing fraud and enhancing the security of your account or our online services. 4. Responding to your requests and communicating with you. 5. Complying with and enforcing applicable legal requirements, relevant industry standards, contractual obligations and our policies.

6. Disclosure of Information: We may share the information we collect from and about you as well as information about your Accounts or the transfers you make, with our affiliates within the IDRA, with credit reference agencies and with any third parties with whom we have signed Non-Disclosure Agreements. For example, we may share your information for the following: 1. To comply with the requirements of the law or with court orders 2. Where required in the interests of the public or to protect the Bank’s own interest, including where required to address, rectify, ameliorate or mitigate fraud, security or technical issues.

7. Security Measures: User IDs and Passcodes are used to help safeguard against unauthorized access to your information through the Mobile Application. As always, we strongly encourage you to assist us in that effort by not sharing your Bima Tathya User ID and Passcodes with anyone.

8. Questions and Concerns: If you have any questions about this Policy or our Privacy practices, please contact our email idra.ump@gmail.com

9. Policy Updates and Effective Date: This Policy is subject to change and any changes to this Policy will become effective when posted on this application. Your use of the application following these changes means you accept the revised Policy.