Best Games To Download For 5 Year Olds [EXCLUSIVE]

I bought nerf elites and volts for my nieces and nephews and they were too weak in the hands to work the triggers. What is the best battery powered nerf gun for children in that age range that has some real power to the darts?

The MarketWatch Guides Team is committed to providing reliable information to help you make the best decision possible about insuring your vehicle. Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best car insurance companies. We collected data on dozens of auto insurance providers to grade the companies on a wide range of ranking factors. After 800 hours of research, the end result was an overall rating for each provider, with the insurers that scored the most points topping the list.

Best Games To Download For 5 Year Olds

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Car insurance rates are more expensive for teenage drivers because they have less driving experience and get into more car accidents. Even an 18-year-old with a clean driving record will likely pay much more for auto insurance than drivers in their 30s or 40s.

According to the AAA Foundation for Traffic Safety, 18- and 19-year-olds are more than twice as likely to get into accidents as drivers between 30 and 39 years old. Below, you can see the number of crashes per 100 million miles driven separated out by age group.

The average cost of insurance closely follows the rate of accidents by age. Below, you can see that 18-year-olds pay an average of more than double what 35-year-olds pay for full-coverage car insurance.

The cheapest car insurance for 18-year-olds is Erie Insurance, which has average rates of $2,888 per year or $241 per month for full-coverage individual policies. USAA offers similar rates at about $2,897 per year or $241 per month.

Geico, Erie, USAA and State Farm are affordable options across the nation for 18-year-olds, but different providers may be cheaper in your state. Below are the cheapest providers for 18-year-olds in every state and Washington, D.C., according to our full-coverage rate estimates.

Some of the best car insurance for 18-year-olds comes from Geico, USAA, State Farm, Erie Insurance and Auto-Owners Insurance. Each score provided is based on factors such as cost, coverage, reputation, availability and customer experience:

Erie Insurance offers affordable coverage in 12 states and Washington D.C. Our estimates show its average rates for 18-year-olds are about 42% cheaper than the national average. Like USAA, Erie scored well in the J.D. Power Auto Claims Satisfaction Study, earning 901 out of 1,000 points.

Car insurance for teens is expensive, but not everything is out of your control. There are things you can do to save money, including adding the 18-year-old driver to your family policy, shopping around often and looking for specific discounts.

Bundling can also be a good idea if you have other types of insurance policies, like renters. Some car insurance companies offer safe driving discounts to people with short driving histories, while others require four or five years of claim-free driving to qualify.

In this article, we explored car insurance costs for 18-year olds and the factors used by insurance companies to determine rates. We also highlighted the cheapest car insurance available and the best companies for 18-year olds seeking auto insurance policies.

Overall, we choose Geico as the best car insurance for 18-year-olds. Our rate estimates show that Geico is about 36% cheaper than the national average for 18-year-olds. It also has extensive coverage options and a variety of discounts.

In general, car insurance is cheapest for drivers around 55 years old. Beyond age 65, rates increase slightly because the risk of accidents increases. That said, drivers between ages 35 and 55 pay average annual rates within about $100 of one another, so car insurance is affordable after age 35.

Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best car insurance companies. We collected data on dozens of auto insurance providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the insurers that scored the most points topping the list.

There is no one "best thing" to put money in for retirement. Retirement investments will vary depending on the person's financial profile, family situation, and needs. Some good investments for retirement are defined contribution plans, such as 401(k)s and 403(b)s, traditional IRAs and Roth IRAs, cash-value life insurance plans, and guaranteed income annuities.

The biggest retirement mistakes include not saving early, not taking healthcare costs into consideration, taking Social Security benefits early, and spending too much money in your early retirement years.

Jacquelyn Greenfield is an associate shopping editor at Cosmopolitan, where she covers the best gift ideas, sales, and more across all things beauty, fashion, lifestyle, and sex. She has a serious obsession with sneakers and lives for a great clear lip gloss. She previously worked at Nylon and has had bylines in The Zoe Report, Coveteur, and CR Fashion Book. Follow her on Instagram and Twitter.

What's the best way to get your kid to laugh? Tell them not to! This book just for 10-year-olds will keep him and his friends entertained for hours. Pack it for long car rides to keep the whole family entertained.

See what all the hype is about with this shockingly popular game. It has variable shock control: Low, Medium, or High. Keep it on Low for a 10-year-old, and save the High setting for daring teens and adults.

The premise of this game truly could not be simpler, but kids love it so much that it's been a best seller for years now. Just wind up the tops, drop them into the arena at the same time, and let them battle it out to see which lasts the longest. You'd be amazed at the technique kids can find in this game.

Nashia Baker is a commerce editor at Hearst Magazines; she covers all things home and lifestyle across brands such as Oprah Daily, Cosmopolitan, Delish, and Esquire. Before joining Hearst, she highlighted small business owners, creatives, and the best shoppable content.

When you have a group of 14-year-olds on the court, it might actually look like a real basketball! These 10 great drills help youth players hone and perfect those core skills while they also learn to communicate and work together as a team on both offense and defense.

The results of the Baseball Writers' Association of America Hall of Fame voting will be announced on Jan. 25 on MLB Network, and it appears that David Ortiz has the best shot at induction based on the ballots that have become public.

This happened in very different times, of course, but in 1908, a 41-year-old Young lived up to his last name, putting together one of his nine different nine-WAR seasons in his career. His 9.4 WAR was the most by any pitcher in his age-40 season or older in the Modern Era. Young threw 299 innings and struck out 150 batters, with a WHIP of 0.89.

The only player to win a BBWAA Award in his age-40 season or later is Roger Clemens, who was in his age-41 season when he won the National League Cy Young Award in 2004. In some ways, he actually had a better statistical season the next year, though, when at 42 years old, he had 7.8 WAR, third-most on that list, and a 1.87 ERA -- the lowest by any 40-year-old pitcher in a qualified season since earned runs became official in both leagues in 1913.

Relief pitcher: Mariano Rivera, 2011 (age 41)

It was pretty much guaranteed to be one of two Rivera seasons -- either this one, when he had 44 saves, tied for the most by a 40-year-old since the stat became official in 1969, or 2013, when he tied his own record with another 44 saves. 2011 was the choice, though, because he also had a 1.91 ERA and struck out 26 percent of batters he faced that season.

Catcher: Carlton Fisk, 1990 (age 42)

Fisk had 4.9 WAR in 1990 for the White Sox, the most WAR of any 40-year-old catcher. He had an .829 OPS and played in 137 games that season, hitting .285. It was his fourth-highest season of his career, by WAR, with the others all coming in the 1970s. Fisk got MVP consideration in 1990, his first time appearing on the ballot since 1985, his age-37 season.

Honorable mentions

In 1915 Nap Lajoie had 137 hits in his age-40 season, the most of any 40-plus second baseman in a season. And in 1927, Eddie Collins had a 2.2 WAR season as a 40-year-old -- not usually a total worth writing home about, but it was the highest by our Modern Era 40-plus second basemen. He hit .336 that season, but played in just 95 games.

Third base: Luke Appling, 1948 (age 41)

Appling did also play some shortstop in 1948, but he qualified as a primary-position third baseman here. His 3.4 WAR was the highest of any 40-year-old third baseman, and his .314 batting average that year was the highest, too, minimum 300 plate appearances. In the final four seasons of his career -- his age-40 season onward -- Appling hit .301 with 13.4 WAR total, so it should be no surprise when he shows up on another list below at a different position.

Honorable mentions

In 1985, 40-year-old Graig Nettles had 15 homers, second most among 40-year-old third basemen, and 3.3 WAR, second most behind Appling. He set the mark for most homers, too, in 1986, his age-41 season. In 2012, Chipper Jones had 14 homers and 2.8 WAR in his age-40 season -- both marks tied for third for 40-and-over third basemen. And in 1999, Wade Boggs hit .301 in his age-41 season, the second-highest average with a minimum of 300 plate appearances. 006ab0faaa