The Best Insurance for B&B

Running a bed and breakfast (B&B) can be a fulfilling and profitable venture. However, it comes with its fair share of risks that could potentially ruin your business and put you in financial jeopardy. As a B&B owner, you must take steps to protect yourself, your property, and your guests from unforeseen circumstances that may arise. This is where insurance comes in handy.

Insurance for b&b

At Wister, we understand the importance of protecting your B&B business from liability claims and other risks. That's why we offer the best B&B insurance coverage in the industry. We have been pioneers in this type of insurance, and our policy covers four critical areas: building(s), contents, income, and liability.

Our insurance policy is unique and customizable to suit your specific needs. We take the time to learn about your business and review your current policy to determine if it meets your needs. We then provide comprehensive coverage that is tailored to your B&B insurance needs. Our coverage options include liquor coverage, workers' compensation, commercial auto insurance, and much more.

As a B&B owner, you open yourself up to commercial liability claims, which could potentially put you out of business. When you invite guests into your home, you assume a legal duty to ensure their safety. This is where Wister comes in. We have over 100 years of personal service and public insurance experience, and we have seen and defended virtually every liability claim that a hospitality business may face.

Some of the standard liability claims that we cover include slip and fall accidents, drownings, equine and bicycle accidents, invasion of privacy, assault and battery, and much more. We work with you to ensure that your B&B insurance is sufficient to protect you from liability claims.

While your B&B is your income-generating asset, it is also your home. This is why managing your B&B insurance and personal policy can be complicated. However, with Wister, you can manage your protection with one policy. We understand that your guests pose a business risk, while you fall under personal risk. Our policy covers both public liability insurance and personal use of your B&B.

In the past, many B&B owners were forced to manage commercial property insurance and personal policy separately. This can be challenging and time-consuming. With Wister, we make it easy for you to manage your insurance policy by providing comprehensive coverage that covers both public liability insurance and personal use of your B&B.

At Wister, we believe that prevention is better than cure. We work with you to identify potential risks and take steps to prevent them from happening. We also provide you with the necessary tools and resources to help you manage your B&B insurance policy and mitigate risks.

In conclusion, owning a B&B can be a fulfilling and profitable venture. However, it comes with its fair share of risks that could potentially ruin your business and put you in financial jeopardy. As a B&B owner, you must take steps to protect yourself, your property, and your guests from unforeseen circumstances that may arise. This is where Wister comes in. We provide you with the best B&B insurance coverage in the industry, so you can focus on running your business with peace of mind. Call us today for a free analysis from the experts at Wister Insure.