Last Updated: December 29, 2025
1. Introduction
AGN Production ("we," "our," or "us") operates the [Your App Name] mobile application (the "App"), a financial tool designed to assist users in exploring and applying for loan products. Your privacy is of paramount importance to us. This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information.
By downloading, accessing, or using the App, you agree to the collection and use of your information in accordance with this policy.
2. Information We Collect
To provide our services, we collect the following types of information:
Personal Information You Provide: This includes information you enter directly when using the App, such as:
Identification Data: Full name, date of birth, government-issued ID number (e.g., Social Security Number, Aadhaar, etc.), photograph.
Contact Information: Email address, phone number, residential address.
Financial and Employment Information: Income details, employment status, employer information, bank account statements, credit history, and tax information.
Loan Application Data: Desired loan amount, purpose, and other details submitted as part of a loan application.
Automatically Collected Information: When you use the App, we may automatically collect:
Device Information: IP address, device type, operating system, unique device identifiers, mobile network information.
Usage Data: Pages or features accessed within the App, time and date of access, time spent on the App, and other diagnostic data.
Information from Third Parties: We may receive information about you from credit bureaus, financial institutions, identity verification services, and other partners to process your loan application, assess eligibility, and prevent fraud.
3. How We Use Your Information
We use the collected information for the following purposes:
To provide, operate, and maintain the App and its services.
To process, evaluate, and facilitate your loan application with our financial partners (banks, NBFCs, lenders).
To verify your identity and prevent fraudulent activity.
To communicate with you regarding your application, account, or our services, including sending updates and promotional materials (you may opt-out of promotional communications).
To improve, personalize, and develop the App and user experience.
To comply with legal obligations and enforce our terms and conditions.
4. How We Share Your Information
We may share your personal information in the following situations:
With Lending Partners: Your loan application and associated information will be shared with our network of registered banks, financial institutions, and lenders to process your request.
With Service Providers: We employ trusted third-party companies to facilitate our service (e.g., cloud hosting, data analysis, customer service, identity verification, marketing). These parties are obligated to protect your data.
For Legal Reasons: If required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
Business Transfers: In connection with any merger, sale of company assets, financing, or acquisition of all or a portion of our business.
With Your Consent: We may disclose your information for any other purpose with your explicit consent.
5. Data Security
We implement commercially acceptable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
6. Your Rights and Choices
Depending on your jurisdiction, you may have certain rights regarding your personal data, which may include:
The right to access, update, or correct your information.
The right to withdraw consent (where processing is based on consent).
The right to request deletion of your personal data.
The right to object to or restrict certain processing.
The right to data portability.
To exercise these rights, please contact us at arunganeshan86@gmail.com. We will respond to your request in accordance with applicable laws.
7. Data Retention
We retain your personal information only for as long as is necessary to fulfill the purposes outlined in this Privacy Policy, comply with our legal obligations, resolve disputes, and enforce our agreements.
8. Children's Privacy
Our App is not intended for individuals under the age of 18 ("Children"). We do not knowingly collect personal information from Children. If you are a parent or guardian and believe your child has provided us with information, please contact us. We will take steps to delete such information.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this policy periodically for any changes.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
AGN Production
Email: arunganeshan86@gmail.com