Last updated: September 9, 2026
Application: App de Empréstimo Negativado
Developer: Any and Company
Contact Email: hobbits_types_87@icloud.com
Package/Slug: simuladoremprestimo.finance.app
This Privacy Policy describes how the mobile application App de Empréstimo Negativado (hereinafter referred to as the "Application") handles user information.
We respect user privacy and are committed to maintaining a transparent approach to data protection in accordance with applicable laws and Google Play Developer Program Policies.
The Application does not collect, store, or process users' personal data.
The Application does not require registration or creation of an account. We do not request or collect names, addresses, telephone numbers, email addresses, CPF information, identification documents, bank account information, payment card information, or other information that directly identifies a user.
The Application does not sell, rent, or share users' personal information.
App de Empréstimo Negativado is an informational and calculation application intended primarily for users in Brazil.
The Application provides general information and calculation tools related to loans, credit, installments, repayment amounts, interest, costs, credit options, and other general financial information that may be relevant to users in Brazil.
The Application is not a lender, does not approve or issue loans, and does not act as a bank, financial institution, credit provider, or lending company.
The Application does not make lending decisions or determine whether a user is eligible for credit.
Any financial decision is made independently by the user and, where applicable, by the respective third-party financial provider.
Information and calculations presented in the Application are provided for general informational purposes and should not be considered financial, legal, or professional advice.
The Application may provide links to third-party websites, financial institutions, lenders, credit providers, comparison services, or other external providers.
If a user follows such a link or submits information directly to a third-party provider, that provider may collect and process information in accordance with its own privacy policy and terms.
Any and Company does not control the privacy practices, security, content, or data processing activities of third-party websites and services.
Users should review the privacy policy and terms of any third-party provider before submitting information or using its services.
The Application does not independently collect or store personal information.
If technical or analytics services are used in the Application, such services may automatically process limited technical information necessary for application operation, security, diagnostics, or performance measurement.
Such information may include device type, operating system version, application version, crash information, and general technical usage statistics.
Any such processing is performed by the respective service provider under its applicable privacy terms.
The Application does not use such technical information to create personal financial profiles, evaluate creditworthiness, or make lending decisions.
The Application may require basic technical permissions necessary for its operation, such as Internet access to load online content or external information.
The Application does not request access to contacts, photographs, videos, microphone, SMS messages, call history, CPF information, bank account information, payment card information, or precise location.
We take reasonable technical and organizational measures designed to maintain the security of the Application and protect information against unauthorized access, alteration, or misuse.
Where information is transmitted through online services, appropriate security technologies such as SSL/TLS encryption may be used by the relevant service provider.
The Application is intended for users aged 18 and over.
We do not knowingly collect personal information from children.
Users may:
Request information about the Application's privacy practices.
Contact the developer with privacy-related questions.
Stop using the Application at any time.
Contact third-party providers directly regarding information submitted to those providers.
Because the Application itself does not collect or maintain users' personal data, there is generally no personal user profile or personal database maintained by the Application to access, modify, or delete.
This Privacy Policy may be updated from time to time to reflect changes in the Application, applicable requirements, or privacy practices.
Any updated version will be published on the applicable Privacy Policy page together with a revised "Last updated" date.
For questions regarding this Privacy Policy or data protection, please contact:
Developer: Any and Company
Email: hobbits_types_87@icloud.com
Application Name: App de Empréstimo Negativado
Package/Slug: simuladoremprestimo.finance.app