If you already bank through Chase, you can earn a bonus for referring your friends to open a qualifying Chase checking account. Plus, your friends can earn a bonus when they open an eligible Chase checking account and complete qualifying activities.

For more personalized banking, Chase offers Chase Private Client account. Designed for customers who keep higher account balances, the premium checking account comes with perks like a dedicated private client banker, no ATM fees worldwide and relationship banking benefits.


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Chase regularly offers welcome bonuses to new consumer and business checking customers, and the promotions are generally competitive with those dangled by other large, national banks. Switching your banking relationship to Chase can mean an easy few hundred dollars in your pocket.

When you collect a welcome bonus for opening a new bank account, you can expect to receive a 1099-INT tax form detailing the promotional amount. This is because the welcome bonus is considered interest income for tax purposes and must be reported to the IRS.

Kevin Payne is a personal finance and travel writer who covers credit cards, banking, and other personal finance topics. In addition to Forbes, his work has been featured by Bankrate, Fox Business, Slick Deals, and more. He is the budgeting and family travel enthusiast behind Family Money Adventure. Kevin lives in Cleveland, Ohio with his wife and four kids.

We're proud to serve millions of people with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing.

Choose the checking account that works best for you. See our Chase Total Checking offer for new customers. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches.

Get more from a personalized relationship offering no everyday banking fees, priority service from a dedicated team and special perks and benefits. Connect with a Chase Private Client Banker at your nearest Chase branch to learn about eligibility requirements and all available benefits.

Treasury plays a crucial role in supporting financial objectives and informing strategic decisions. Secure global bank communications, operational efficiency and control, regulatory compliance, and effective liquidity and risk management are essential to support growth and create competitive advantage.

The banks that have recently joined the PoC include: ABN AMRO Bank, ABSA Bank, BBVA, Banco Santander, China Construction Bank, China Minsheng Banking, Commerzbank, Deutsche Bank, Erste Group Bank, FirstRand Bank, Intesa Sanpaolo, JPMorgan Chase Bank, Lloyds Bank, Mashreq bank, Nedbank, Rabobank, Socit Gnrale, Standard Bank of South Africa, Standard Chartered Bank, Sumitomo Mitsui Banking Corporation, UniCredit and Westpac Banking Corporation.

Launched in January 2017, the PoC aims to help banks overcome significant challenges in monitoring and managing their international nostro accounts, which are crucial to the facilitation of cross-border payments. Currently, banks cannot monitor their account positions in real time due to lack of intraday reporting coverage. As such, the PoC recognises the need for banks to receive real-time liquidity data in order to manage funds throughout the business day. At its core, the PoC builds on the rulebook defined by Swift as part of the recently published intraday liquidity standard.

In developing the PoC, Swift is leveraging the recently released Hyperledger[i] Fabric v1.0 technology, and combining it with key Swift assets, to ensure that all the information related to nostro/vostro accounts is kept private and seen only by the account owner and its correspondent banking partner. The PoC application will use a private permissioned blockchain in a closed user group environment, with specific user profiles and strong data controls. User privileges and data access will also be strictly governed.

The PoC is being undertaken as part of Swift GPI, a new service that is revolutionising the cross-border payments industry by combining real-time payments tracking with the speed and certainty of same-day settlement for international payments. Since it became available in January 2017, 20 global transaction banks have begun actively using or implementing the Swift GPI service, with another 50 in the implementation pipeline.

Our messaging platform, products and services connect more than 11,000 banking and securities organisations, market infrastructures and corporate customers in more than 200 countries and territories. While Swift does not hold funds or manage accounts on behalf of customers, we enable our global community of users to communicate securely, exchanging standardised financial messages in a reliable way, thereby supporting global and local financial flows, as well as trade and commerce all around the world.

"We're sorry Ms. Jedrzejek's was a victim of a scam. We reviewed her case again and confirmed our decision. We worked with her to submit a wire recall request with the receiving bank, however those requests are rarely successful."

Another federal agency, the Consumer Financial Protection Bureau confirmed to KGW that consumers who suffer unauthorized transactions are entitled to this federal protection and banks are required to refund the stolen money. e24fc04721

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