Privacy Policy

Effective date: August 24, 2026

AI TECH FUND SP Z O O ("we", "our", or "us") operates Micro Fund Planner, an offline personal finance planning application available for Android.

This Privacy Policy explains how information is handled when you use Micro Fund Planner.

1. Information We Collect

Micro Fund Planner is designed to operate without creating an account, connecting a bank account, or transmitting your financial information to us.

We do not collect, receive, store, sell, or share personal information through the application.

The app may allow you to manually enter information such as:

This information is entered voluntarily and is stored locally on your device. It is not transmitted to AI TECH FUND SP Z O O or to external servers.

2. Local Storage

Micro Fund Planner uses local application storage to save the information and planning settings you enter.

Your data remains on your device unless you remove it through the application's available controls, clear the application's storage, or uninstall the application.

We do not maintain a remote copy of this information.

3. Bank Accounts and Financial Services

Micro Fund Planner does not:

All calculations and planning scenarios are based solely on information manually entered by the user.

4. Permissions

Micro Fund Planner does not require access to sensitive device functions such as:

The application is designed to provide its core functionality without unnecessary access to your device.

5. Third-Party SDKs and Services

Micro Fund Planner does not use third-party advertising, analytics, tracking, or behavioral profiling SDKs.

The application does not include advertising networks and does not use third-party services to create user profiles for advertising purposes.

6. Advertising and Tracking

Micro Fund Planner does not display third-party advertisements.

We do not use the application to track users across other applications, websites, or services.

We do not sell or rent user information.

7. Financial Planning Disclaimer

Micro Fund Planner is provided solely as a personal planning and organizational tool.

Calculations, savings scenarios, cushion estimates, progress indicators, and other information generated by the application are based on the values entered by the user and are provided for informational purposes only.

The application does not provide financial, investment, tax, legal, banking, or professional advice. Users remain responsible for their own financial decisions.

8. Data Security

Because the application's planning information is stored locally, the security of this information also depends on the security of your device.

We recommend using appropriate device protections, such as a screen lock, password, PIN, or biometric authentication where available.

No electronic storage method can be guaranteed to be completely secure.

9. Data Retention and Deletion

We do not maintain user financial planning data on our servers.

Information saved by Micro Fund Planner remains in local application storage until it is deleted by the user, application storage is cleared, or the application is removed from the device.

10. Children's Privacy

Micro Fund Planner is a general-purpose financial planning utility and is not specifically directed toward children.

We do not knowingly collect personal information from children through the application.

11. International Data Transfers

Because Micro Fund Planner does not transmit the manually entered planning information to our servers, such information is not transferred internationally by us through the application's core functionality.

12. Changes to This Privacy Policy

We may update this Privacy Policy when necessary to reflect changes to the application, legal requirements, or our practices.

Any revised version may include an updated effective date. Users are encouraged to review this Privacy Policy periodically.

13. Contact Us

If you have questions about this Privacy Policy or Micro Fund Planner, you may contact:

AI TECH FUND SP Z O O
D-U-N-S® Number: 665929525
138 a Aleja Wojciecha Korfantego
40-156 Katowice
Poland

Email: tomkelley197065@gmail.com