After a car accident, how long do you have to see a doctor?
If you were hurt in a vehicle accident, the aftermath of the event can be confusing and distressing. You may be suffering with unpleasant injuries while attempting to fix your car and return to work. You could even be tempted to miss doctor's appointments or follow-up appointments in order to cross things off your apparently never-ending to-do list.
Why You Should See a Doctor Right Away If You've Been in a Car Accident
Following a vehicle accident, seeking medical treatment as soon as possible is critical to safeguarding your health, legal rights, and capacity to recover. After a vehicle accident, you should visit a doctor as soon as possible because of:
PIP insurances coverage time restrictions - the accident victims had fourteen days after the accident to make a claim with their insurance carrier for personal injury protection or the PIP. Your insurance provider may be legally allowed to refuse your PIP claim if you wait after the 14-day time period has elapsed.
Serious injuries that may not exhibit signs right away - after a vehicle collision several sorts of injuries may not show evident signs straight once. Your doctor will be able to detect “invisible” ailments like whiplash or a concussion and prescribe therapy to keep your condition from getting worse.
Better outcomes - the sooner your illness is recognized, the sooner your doctor can create and implement a treatment plan. This can assist you in recovering more quickly and avoiding any problems that may arise as a result of waiting too long to act. Getting medical assistance as soon as possible might also help you recover financially. When insurance companies realize that you care about your health, they're more inclined to care about your claim as well.
What Is PIP (Personal Injury Protection) Insurance and What Does It Cover?
Drivers must have at least $10,000 in personal injury protection (PIP) coverage. While liability insurance pays the expenditures of others if you are at fault in a car accident, PIP benefits cover up to 80% of your accident-related medical bills, regardless of who is at blame. Others in your car and family members insured by your insurance policy are also protected under PIP.
Remember that in order for your medical expenditures to be reimbursed by insurance, you must seek treatment from an approved healthcare provider. If you are treated by a non-approved provider, your insurance company may deny your claim and refuse to pay your bills. After a vehicle accident, an attorney can assist you in obtaining the medical care you require.
When Should You Seek Legal Advice?
After a vehicle accident, hiring a lawyer isn't always required. If your injuries were modest and your claim was uncontested, you might be able to get all of the money you need from your insurance company. However, it's a good idea to consult an attorney if:
As a result of the collision, you sustained significant physical harm and emotional damage.
You were seriously hurt and are unable to return to work.
Your injuries are likely to leave you disabled for the rest of your life.
It's unclear who was to blame for the disaster. It might be caused by several people or another party tries to put the blame on you for the accident.
The collision occurred in a school or work zone.
The other driver had no or insufficient insurance.
The insurance company will make every effort to reduce or deny your claim.
Negotiating for the money you require makes you feel uneasy.
You're unsure about your legal alternatives or rights.